FHA VS Conventional loan programs in 2025 for Lake-City, Clayton County, Georgia
In 2025, the Conventional loan limit in Lake-City, Clayton County, GA is $647,200, and the FHA cap for a single-family home is $471,500.
Use the Lendersa® Conventional loan calculator to evaluate today's optimal rates for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help decide the best program for your financial situation in GA.
2025 Loan Limits and Down Payment Needs in Lake-City, Clayton County, GA
Loan Type
Maximum Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$471,500
3.5%
This table is applicable to zip codes: 30260
Discover Conventional and FHA Loan Choices in Lake-City, GA
The goal of Lendersa® is to provide the best available Conventional, USDA, or FHA loan smoothly and quickly. Choose one of three starting points to connect with suitable lenders and loan programs.
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Your mortgage is much more than just the lowest rate. It’s a financial tool and asset that can enhance the quality and strength of your financial picture for years to come.
Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.
Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.
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Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.
