FHA VS Conventional loan programs in 2025 for Riverdale, Clayton County, Georgia

In the year 2025, the maximum limit for a Conventional loan in Riverdale, within the county of Clayton, GA, is $726,200. At the same time, the FHA ceiling for a single-family residence stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare the competitive rates of Conventional, FHA, and USDA loans today. Determine the qualifications in terms of income, credit score, reserves, and necessary documentation. By using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side to select the best-available program in GA based on your financial requirements.

Review loan proposals from a range of 100 lenders

Loan limits and associated down payments in Riverdale, Clayton, GA, for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to the following zip codes: 30274, 30296, 30287, 30374

Options for Conventional and FHA loans in Riverdale, GA

The mission of Lendersa® is to quickly and seamlessly connect you with the ideal Conventional, USDA, or FHA loans. You can begin with one of three initial steps that lead to matching with lenders and relevant loan programs.

Lendersa results for USDA loan requests and matching outcomes


  • Nowland Mortgage
  • 38400 Hayes Rd, Clinton Township, MI, 48038
  • Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Cranbrook Loans
  • 41800 Hayes Road, Clinton Township, MI, 48038
  • Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
  • Long Grove Mortgage Bancorp
  • 4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
  • Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
  • FreeStar Financial Credit Union
  • 37570 S Gratiot Ave, Clinton Township, MI, 48036
  • FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
  • Infinity Home Lending LLC
  • 555 Friendly Street, Pontiac, MI, 48341
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Creative Capital Inc
  • 6938 Tranquility Lane, Fennville, MI, 49408
  • Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Marveloans LLC
  • 7391 Denali Street, White Lake, MI, 48383
  • Marveloans is dedicated to finding the perfect mortgage that is tailor fitted to our clients needs. We can help with your purchase loans or refinancing to lower your rate, term of your loan, or to take some cash out. Currently Licensed in Michigan, Florida, Tennessee. D.C., Georgia and Virginia
  • Lynk Financial Inc
  • 5601 Ormond Road, White Lake, MI, 48383
  • Lynk Financial, Inc. is an independent brokerage and Lender. The president of the company is Bonnie J. Miller. She has assisted clients with their mortgage needs for over 30 years. Lynk Financial, Inc. offers residential and commercial mortgage lending. We offer a many mortgage products to assist customers with diverse qualifications.
  • County Bank MO
  • 116 W. Broadway, Brunswick, MO, 65236
  • Our mission is to help our customers with the best possible customized financial resources, utilizing the latest banking technology available. We are dedicated to helping real people with real solutions by providing the personal, efficient service our customers deserve. County Bank first opened its doors in March of 1877.
  • 1st Community Bank
  • 407 Third Street, Sherrard, IL, 61281
  • 1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information