FHA VS Conventional loan programs in 2025 for LaGrange, Troup County, Georgia

For 2025, the limit for a conventional loan in LaGrange, located in Troup county, GA, is set at $726,200. The FHA loan cap for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in selecting the most suitable program in GA for your financial needs.

Review loan offers from a wide array of 100 lenders

Understanding 2025 Loan Limits and Down Payment Needs in LaGrange, Troup, GA

Type of Loan Maximum Loan Amount Down Payment Percentage
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 30240, 30241

Loan Options: Conventional and FHA in LaGrange, GA

Lendersa® is dedicated to swiftly providing the best Conventional, USDA, or FHA loan with minimal stress. Choose one of three paths to obtain matching lenders and loan offers.

Lendersa's USDA loan requests and successful matches


  • Home South Mortgage. Company
  • 1104 W Ft Williams St, Sylacauga, AL, 35150
  • We pride ourselves on making Alabama mortgages easy. Whether you're a first-time homebuyer or looking to save on your current mortgage, we can help. There’s a reason why we have a 99.9% customer retention rate. When you get your mortgage with us, we get you the lowest rates and we let you know when you can refinance and save.
  • AIM FINANCIAL SOLUTIONS LLCAIM FINANCIAL SOLUTIONS LLC
  • 7167 Laurel Creek Dr., Stockbridge, GA, 30281
  • AIM Financial Solutions llc is a premier E-Services Accounting/Mortgage Brokerage Firm. Our mission is to empower and guide individuals, families and small business to achieve financial success at all stages of their lives. Our motto is DREAM AWAKE because we believe if you can dream it than you can achieve it.
  • CR Mortgage Solutions Inc
  • 585 Grant Street South East, Atlanta, GA, 30312
  • CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
  • APCU
  • 3900 Crown Road, Atlanta, GA, 30380
  • APCU was chartered in 1925 as the state’s first not-for-profit financial institution. Like all credit unions, APCU is a member owned cooperative. As a non-profit organization, we return profits to our members in the form of better rates and fewer fees. Once a member, you’re always a member, even if you change employers, retire, or relocate.
  • Citizens Trust Bank
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • We have built financial relationships since 1921 –we remain committed to providing personalized service and financial solutions to meet the growing needs of an entire community. Through a legacy built on principle, we go beyond meeting needs of offering banking products and service solutions; our mission is to financially empower our customers
  • Georgia's Own Credit Union
  • 100 Peachtree St, Suite 2800, Atlanta, GA, 30303
  • Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.
  • AGAP Commercial Services
  • 235 Peachtree St. NE, Suite 434, Atlanta, GA, 30303
  • At AGAP Commercial Services, where the monetary needs of your business are met through flexible financing solutions. It’s no secret that getting capital can be difficult. Low credit scores, cash flow problems, & a lack of collateral can prevent business owners from getting the funds & financing they need to succeed. That is where AGAP comes in.
  • Gist Group LLC
  • 235 Peachtree Street NE, Atlanta, GA, 30303
  • Gist Group LLC is a First Class Commercial Real Estate Firm. Established in 2013 in Myrtle Beach, SC. Currently owned and operated in Atlanta, GA. Gist Group LLC has been positioned as a leader in finance brokerage industry. Reviewing thousands of Business and Real Estate projects annually.
  • Baker Collins
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • Baker Collins & CoWe produce fast, reasonable, secure real estate loans that enable investors to close quickly on residential or commercial property investments. Baker Collins private money lenders, also known as hard money lenders, issue real estate financing that avoids the time-consuming process and requirements of conventional lenders.
  • The Millennium Financial Solutions Inc
  • 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Coca-Cola Federal Credit Union
  • 1 Coca-Cola Plaza NW, Atlanta, GA, 30313
  • Coca-Cola Credit Union (CCCU) was founded in 1965 to offer associates of The Coca-Cola Company and immediate family members a full range of financial services and benefits. When you’re a member, the credit union principle of “Partner with members to achieve financial success” allows us to tailor programs and services to meet your needs