FHA VS Conventional loan programs in West-Point, Troup County, Georgia
For 2026, the Conventional loan limit in West-Point, within Troup county, GA, is $647,200, while the FHA lending cap for a single-family home is $420,680.
With the Lendersa® Conventional loan calculator, easily compare today's best rates for Conventional, FHA, and USDA loans to determine the necessary income, credit score, reserves, and documents for eligibility. This sophisticated mortgage calculator projects Conforming Conventional loans alongside USDA, FHA, and VA offerings, supporting your decision on the most suitable program in GA for your financial needs.
2026 Loan Limits and Down Payment Requirements in West-Point, Troup, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is relevant to the following zip codes: 30240
Explore Conventional and FHA Loan Choices in West-Point, GA
The goal of Lendersa® is to quickly and effortlessly secure you the best possible Conventional, USDA, or FHA loan. Choose from three starting options to connect with matching lenders and loan offerings.
Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
Coweta Cities & County Employees Federal Credit Union
43 Jefferson Parkway, Newnan, GA, 30263
Lends in Georgia
Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
6424 Bradley Park Drive, Suite 100, Columbus, GA, 31904
Lends in Georgia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5650 Whitesville Rd Suite 106, Columbus, GA, 31904
Lends in Georgia
The FBMC Mortgage Corp is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
Lends in Georgia
Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
