Explore the differences! FHA VS Conventional loan programs in Lakeland, Lanier County, Georgia

In 2025, the Conventional loan ceiling is $726,200 in Lakeland, Lanier County, GA, while the FHA cap for a single-family home is $472,030.

The Lendersa® Conventional loan calculator helps you compare today's top rates for Conventional vs. FHA vs. USDA loans. It also shows the income, credit, reserves, and documents you require to qualify. With our advanced mortgage tool, compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in GA best fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lakeland, Lanier County, GA

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to these zip codes: 31635

Options for Conventional and FHA Loans in Lakeland, GA

Lendersa® aims to quickly help you secure the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points that connect you with matching lenders and loan choices.

Results of Lendersa USDA loan request matching


  • VA Desert Pacific Federal Credit Union
  • 5901 East 7th Street, Long Beach, CA, 90822
  • At VA Desert Pacific Federal Credit Union, we have a passion for serving others and we take pride in doing it well. Since 1947, we have provided steadfast financial service to the hardworking people who make a difference in the lives of men and women who served our country. and also Providing steadfast financial service and education enabling VA.
  • Prime 1 Estates, Inc.
  • 304 Myrtle St, Suite 423, Burbank, CA, 91501
  • Prime 1 Estates is a Multiple Listing Services member, which means we have direct access to market statistics & trends. We are able to provide you with local real estate market trends to you for better decision making & insight to your local market.By using the below tool, you can visualize the housing market data for cities in San Fernando Valley.
  • SAG-AFTRA FCU
  • PO Box 11419, Burbank, CA, 91510
  • Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists. From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone
  • Get Assured Inc
  • 150 E. Olive Avenue, Burbank, CA, 91502
  • Get Assured Inc. is to guide you through the entire process of buying and selling, to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business.
  • Pacific Financial Mortgage Group, Inc.
  • 113 W Linden Court, Burbank, CA, 91502
  • Pacific Financial Mortgage Group, Inc. was founded in 1982 in Los Angeles, California. We are a nationwide direct lender serving customers in 31 states and ranked among the nation’s top lenders. Our success comes from blending the lowest possible rates and fees with great customer service.
  • Capital City Industries, Inc.
  • 353 E Angeleno Ave, Suite A, Burbank, CA, 91502
  • "Strategic Estates Group is derived of agents who have proudly represented real estate excellence and professionalism in all of Southern California. Our newly gathered team, based out of Burbank in los Angeles County, is the first of many offices to be created of its kind. Our team structuring and strategic methods will have the home buying"
  • Affiliated Funding
  • 211 W Palms Ave, Burbank, CA, 91502
  • Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro
  • The Loan Guys Corporation
  • 113 W Linden Court, Burbank, CA, 91502
  • The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.
  • Metric Mortgage Corp
  • 303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
  • Metric Mortgage Corp is licensed by the California Bureau of Real Estate and Metric Mortgage is focused on helping the customer with their home finance needs. We employ in house processing to make sure your transaction closes on time, and maintain strict protocols for customer information security. The customer is our #1 Priority.
  • lendingBridge, Inc.
  • 221 W Alameda Ave, Suite 204, Burbank, CA, 91502
  • lendingBridge™ exercises the progressive mentality of putting people before profit. The consumer experience and net outcome are what drives us every day. With this type of philosophy, we have found that it makes it easy for us to create a unified work objective and get everyone behind it