FHA VS Conventional loan in Adel, Cook County, Georgia

In 2025, the conventional loan limit for Adel, located in Cook county, GA, is $726,200, while the FHA cap for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to pit today's rates of Conventional, FHA, and USDA loans against each other. It also evaluates the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in GA suits your specific financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Adel, the county of Cook, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 31620

Exploring Loan Opportunities: Conventional and FHA in Adel, GA

At Lendersa®, our goal is to swiftly and easily secure you the best Conventional, USDA, or FHA loan. Choose one of three paths that lead to matching lenders and loan programs.

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  • Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
  • CPA Mortgage Services, LLC
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  • Stratify Lending LLC
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  • Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
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  • RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab
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  • 1369 West 12600 South, Riverton, UT, 84065
  • The Mortgage Partner has been providing mortgage loans in Utah since 1993. Our Utah based company has over 40 years of combined lending experience. We are a mortgage broker which allows us the opportunity to work with multiple lenders—getting you the best rate possible. As a mortgage broker, we have access to many different lenders that others
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  • 1273 West 12600 South, Riverton, UT, 84065
  • CloseYour Mortgage has helped thousands of Utahns save on their upfront mortgage costs and monthly interest payments. Reach out and let our licensed professionals show you the sensible way to finance (or re-finance) your dream home. There are many types of mortgage loans available.
  • Sharp Lending Solutions, LLC
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  • Sharp Lending Solutions was formed out of a need to offer a better solutions for consumers, realtors and builders. William Sharp the owner and founder has spent 12 years as a loan officer, Broker and Principal Lending Manager prior to forming Sharp Lending Solutions. Many companies offer only single solutions, SLS offers a wide variety of lending.
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