FHA VS Conventional loan programs in Valdosta, Lowndes County, Georgia

In 2025, Convetional loan limit in Valdosta, county of Lowndes, GA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in GA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Valdosta, county of Lowndes, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 31698, 31602, 31601, 31605, 31603, 31604

Conventional and FHA loan options in Valdosta, GA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Eastern Utah Community Credit Union
  • 675 E 100 N, Price, UT, 84501
  • Eastern Utah Community Credit Union we take the credit union philosophy of "People Helping People" to heart. Come in today and let our experienced staff show you what makes us different from other financial institutions. Apply for membership today at Credit Union we take the credit union.
  • A&A Funding Corporation
  • 10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
  • A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.
  • UINTA BANK
  • 695 Parkway Drive, Mountain View, WY, 82939
  • "Established in 1919 Uinta Bank is a community bank headquartered in Mountain View, Wyoming. Uinta Bank is proud to provide community banking to the individuals, families and businesses located in Uinta County, the Bridger Valley, Sweetwater County, and neighboring communities. Personal service has been a legacy passed from generation to gener
  • Interstate Mortgage Service, Inc.
  • 25062 South 190th Street, Queen Creek, AZ, 85142
  • At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • All Coast Lending Inc.
  • 2500 S Power Rd, Suite 223, Mesa, AZ, 85209
  • All Coast Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense"​ and will help you obtain the best loan possible. We represent a wide range of "A"​ rated lenders with first quality rates to private "hardship"​ lenders.
  • USA Private Money, LLC
  • 5332 South Sabrina, Mesa, AZ, 85212
  • USA Private Money is a private lender providing loans across the United States. They provide fix-and-flip loans, hard money bridge loans, refinancing, loans for rental properties, and private commercial loans. They offer loan amounts starting from $45,000 with a maximum LTV of 90%, terms up to 300 months, and rates ranging between 6% and 8%.
  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Through working with Union Home Mortgage, a Direct Lender,"
  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.
  • RISEN MORTGAGE
  • 3707 E. Southern Ave, Mesa, AZ, 85206
  • We have been in the Mortgage service business for over 17 successful years. This longevity & confidence comes from our Mortgage services to a great many buyers & repeat clients for refinances. We will shop some of the Nations lenders that will fight for your business with aggressive rates and we will match you with the best lenders in the Country.