FHA VS Conventional loan programs in 2025 for Valdosta, Lowndes County, Georgia
In 2025, the conventional loan cap in Valdosta, located in Lowndes county, GA, stands at $726,200. Meanwhile, the limit for an FHA loan targeting a single-family residence is $472,030.
Lendersa® offers a Conventional loan calculator that helps you examine today's competitive rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and the necessary documents you need for qualification. Our sophisticated mortgage calculator displays options for Conforming Conventional loans, USDA, FHA, and VA in a side-by-side comparison, facilitating your decision-making for selecting the best program for your unique financial status in GA.
2025 Credit Limits and Downpayment Specifications in Valdosta, Lowndes City, GA
Loan Type
Loan Maximum
Initial Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The data in this table is relevant to the following zip codes: 31698, 31602, 31601, 31605, 31603, 31604
Variety of Conventional and FHA Loan Selections in Valdosta, GA
Lendersa® aims to streamline the process to secure the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Start by choosing one of three pathways that connect you to corresponding lenders and loan programs.
Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
Nosari Home Mortgage, Inc has served the state of Arkansas since 1995 and now Missouri. Nosari Home Mortgage, Inc is now licensed in Missouri, and we are able to provide the best rates and most mortgage programs to our neighbors in Missouri. We have been voted "Best Mortgage Lender" via the annual Best of the Twin Lakes' annual poll since 2014.
Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.
11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.
At MSF Lending - Mortgage Solution Finders Inc. we have a simple philosophy of treating our clients and our employees like our Family. With this approach we create a positive and nourishing environment for our employees and train them to apply the same principles when working with our clients.
Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
