FHA VS Conventional loan in Valdosta, Lowndes County, Georgia
In 2025, the conventional loan cap in Valdosta, located in Lowndes county, GA, stands at $726,200. Meanwhile, the limit for an FHA loan targeting a single-family residence is $472,030.
Lendersa® offers a Conventional loan calculator that helps you examine today's competitive rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and the necessary documents you need for qualification. Our sophisticated mortgage calculator displays options for Conforming Conventional loans, USDA, FHA, and VA in a side-by-side comparison, facilitating your decision-making for selecting the best program for your unique financial status in GA.
2025 Credit Limits and Downpayment Specifications in Valdosta, Lowndes City, GA
Loan Type
Loan Maximum
Initial Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The data in this table is relevant to the following zip codes: 31698, 31602, 31601, 31605, 31603, 31604
Variety of Conventional and FHA Loan Selections in Valdosta, GA
Lendersa® aims to streamline the process to secure the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Start by choosing one of three pathways that connect you to corresponding lenders and loan programs.
Mortgages on Main has been providing financing to Central Minnesota clients for nearly a quarter century, and we’re proud to be rooted amongst the people who call this area home. With a simple phone call to our office, you’ll be on your way to discovering financial solutions to all of your mortgage needs.
At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
Northview Bank has proudly served Minnesota and Wisconsin for over 100 years. Northview Bank offers competitive rates on mortgages, home equity loans, construction loans, vacation property loans and even land loans.Northview Bank has been a leader in financing bare land for decades and has extensive knowledge with financing these products.
When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.
The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.
The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
