In 2026, the conventional loan limit in Lovejoy, located in Clayton county, GA, is $726,200, whereas the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans to assess the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the most suitable program in GA for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 30228
Lendersa® is committed to helping you find the most suitable Conventional, USDA, or FHA loan quickly and without hassle. You can choose one of three paths leading to matching lenders and loan programs.
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