FHA VS Conventional loan programs in 2025 for Hawaiian-Acres, Hawaii County, Hawaii

In 2025, the conventional loan cap in Hawaiian-Acres, county of Hawaii, HI, is $970,800. The FHA limit for a single-family home is $477,250.

Use the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today, determining income, credit, reserves, and documentation for qualification. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on which program in HI best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Hawaiian-Acres, County of Hawaii, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $391,000 0%
FHA $477,250 3.5%

This comparison table is valid for the following zip codes: 96771, 96760

Conventional and FHA Loan Options in Hawaiian-Acres, HI

The aim of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you. Initiate with one of three starting points to match with suitable lenders and loan programs.

Results for Lendersa USDA loan request matching


  • Versatile Mortgage L.L.C.
  • 810 S Garfield Ave, Suite A, Traverse City, MI, 49686
  • 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
  • Simplified Home Mortgage Corp
  • 423 East Eighth St., Traverse City, MI, 49686
  • Simplified Home Mortgage is a family owned and operated business in Northern Michigan. We are a full service Mortgage Broker offering FHA, VA, RD and Conforming loan products to the State of Michigan. Established in 2015. Norm and his wife Lisa run their residential mortgage company in their office located at 423 E Eight St. Traverse City, Mi.
  • TBA Credit Union
  • 630 East Front Street, Traverse City, MI, 49686
  • TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
  • Southern Home Mortgage Corporation
  • 888 US-431, Boaz, AL, 35957
  • Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Brown-Forman Employees Credit Union
  • 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
  • Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
  • Commonwealth Capital Mortgage, LLC
  • 6301 Strawberry Lane, Louisville, KY, 40214
  • Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
  • Mortgage Tree Lending
  • 470 N Indiana Avenue, Sellersburg, IN, 47172
  • Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.
  • First Savings Bank
  • 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129
  • First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion