FHA VS Conventional loan in Ainaloa, Hawaii County, Hawaii

In 2025, the loan limit for conventional financing in Ainaloa, Hawaii county, HI, is $1,089,300, while the FHA limit is $517,500 for a single-family house.

The Lendersa® Conventional loan calculator lets you compare the top rates for Conventional versus FHA and USDA loans today. Determine the required income, credit score, reserves, and documentation needed for qualifying. With our advanced mortgage calculator, Conforming Conventional, USDA, FHA, and VA loans can be reviewed side by side, providing insights on which program in HI best suits your financial situation.

Explore loan offers from 100 lenders

2025 Lending Limits and Down Payment Requirements in Ainaloa, County of Hawaii, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $600,000 0%
FHA $517,500 3.5%

Comparison table applies to the following zip codes: 96778

Explore Conventional and FHA Loan Choices in Ainaloa, HI

At Lendersa®, our goal is to efficiently secure the best possible Conventional, USDA, or FHA loan for you, without unnecessary hassle. Choose from three initial paths to link with compatible lenders and loan proposals.

Lendersa USDA loan request and outcomes


  • Alameda Mortgage Corp.
  • 2775 Tapo Street, Suite 103, Simi Valley, CA, 93063
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs. Our mission is to serve our customers with honesty, integrity, and competence.
  • Greenback Funding, Inc.
  • 2139 Tapo Street, Suite 115, Simi Valley, CA, 93063
  • Greenback Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Acadia Financial Inc.
  • 2986 Avenida Simi, Simi Valley, CA, 93063
  • Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry
  • R & G Financial Services Inc.
  • 2320 Tapo Street, Simi Valley, CA, 93063
  • At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.
  • American Elite Mortgage
  • 1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
  • American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors
  • New Era Services, Inc
  • 1340 Sierra Street, Suite 300, Kingsburg, CA, 93631
  • New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.
  • Gold Standard Mortgage
  • 937 Sierra Street, Kingsburg, CA, 93631
  • "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families. We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"
  • Tulare County Mortgage Services
  • 332 East King Ave, Tulare, CA, 93274
  • TCMS, we are dedicated to helping residents of CA’s Central Valley get the prompt mortgage and refinancing services they need at rates they can afford. Our loan officers are licensed, experienced & provide the attentive and dedicated customer service and attention prospective homebuyers need in order to make the process of obtaining financing easy.