FHA VS Conventional loan programs in Volcano, Hawaii County, Hawaii
In 2025, for Volcano in the county of Hawaii, HI, the conventional loan limit is set at $1,089,300, while for a single-family home, the FHA cap is $517,500.
Use the Lendersa® Conventional loan calculator to explore and juxtapose today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program for your financial circumstances in HI.
2025 Loan Limits and Down Payment Needs in Volcano, County of Hawaii, HI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$600,000
0%
FHA
$517,500
3.5%
This table is relevant for the zip codes: 96785
Options for Conventional and FHA Loans in Volcano, HI
The aim of Lendersa® is to secure the most optimal Conventional, USDA, or FHA loan for you promptly and without hassle. Begin your journey with one of three paths available that align with suitable lenders and loan offerings.
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