FHA VS Conventional loan programs in 2025 for Makawao, Maui County, Hawaii

In 2025, the Conventional loan limit in Makawao, located in the county of Maui, HI, is $1,089,300. Meanwhile, the FHA cap for a single-family home is $977,500.

Utilize Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and qualifying documents. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the best program for your financial scenario in HI.

Explore loan offers from a diverse set of 100 lenders

2025 Loan Limits and Down Payment Requirements in Makawao, Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This table is applicable to zip codes: 96768

Options for Conventional and FHA Loans in Makawao, HI

The objective of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one from the three starting points below to match with lenders and loan programs:

Lendersa's USDA loan request and results overview


  • National Pacific Lending
  • 9891 Irvine Center Drive, Suite 150, Irvine, CA, 92618
  • We Specialize in Purchases and refinances for Conventional and Government programs. We Do Reverse Mortgages, Line of Credit, and Stated income. I have been in the same area for 19 years and in Southern Orange County since 1986, when I started in the business. Our rating is A+ with Better Business Bureau (BBB)
  • Eiffel Mortgage Services, Inc.
  • 53 Gray Dove, Irvine, CA, 92618
  • At Eiffel Mortgage Services, Inc. We are a full-service mortgage company based in Irvine, California. We specialize in Conventional, FHA, VA, First Time Home Buyers in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or Refinancing in any of these zip codes: 92618
  • Trustlink Mortgage
  • 7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
  • At TrustLink Mortgage we truly care about our clients and our partners. We are a mortgage broker with over 35+ years of experience and have multiple options to source from and together we will choose the best lender and product to meet your needs. We have overseen thousands of loan closings representing more than $3 billion in volume.
  • TheBestRefi, LLC
  • 9910 Research Drive, Irvine, CA, 92618
  • "TheBestRefi provides some of the most competitive rates and an enjoyable loan process, so you can treat yourself to your best loan yet and also TheBestRefi, we strive to be the lender of choice, by providing some of the most competitive VA, FHA, and Fannie Mae rates available, along with added benefits, for your complete peace of mind"
  • Sea Point Capital
  • 15615 Alton Parkway, Suite 450, Irvine, CA, 92618
  • Seapointe Capital we weave together the goals and desires of our clientele to create custom tailored real estate solutions.We focus on a consultative approach to real estate acquisition / disposition, financing and ownership of all types of real estate. Our mantra: better thinking creates better solutions.
  • Family Home Lending Inc
  • 9831 Irvine Center Drive, Suite 100, Irvine, CA, 92618
  • Family Home Lending is founded by loan consultants who have over 15 years of experience successfully helping families navigate the home lending process. Our staff strives to remove the complexity and make every experience joyful. Utilizing our state of the art technology, we are able to provide borrower's with a portal.
  • RGM Finance
  • 300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charter Pacific Lending Corp.
  • 9891 Irvine Center Drive, Suite 190, Irvine, CA, 92618
  • Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder and top advisor, Babak Moghaddam has been opening doors to home buyers since 1989 and he is dedicated to making home financing a simple, efficient process
  • Total Quality Lending
  • 7700 Irvine Center Drive, Lake Forest, CA, 92618
  • Total Quality Lending mission is to empower our clients to make smarter decisions in Real Estate through providing the combination of service and education through home financing. We work together as one company, putting clients first, focused on finding better ways to meet their needs, demonstrating ownership through initiative.
  • Sefati Service Inc.
  • 200 Spectrum Center Drive, 3rd Floor, Irvine, CA, 92618
  • Sefati Service Inc. We are a full-service mortgage company based in Irvine, California. We are currently licensed in the state of Colorado. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Joseph Martelli Real Estate Investments Inc.
  • 16391 Scientific, Irvine, CA, 92618
  • JMREI is a financial service and real estate advisory company that has helped investors and developers reach their real estate goals for over 40 years. We’ve built a unique business model by helping clients find the finest investments and developments setting them up for lasting success. Since our inception,