FHA VS Conventional loan in Makawao, Maui County, Hawaii

In 2025, the Conventional loan limit in Makawao, located in the county of Maui, HI, is $1,089,300. Meanwhile, the FHA cap for a single-family home is $977,500.

Utilize Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and qualifying documents. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the best program for your financial scenario in HI.

Explore loan offers from a diverse set of 100 lenders

2025 Loan Limits and Down Payment Requirements in Makawao, Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This table is applicable to zip codes: 96768

Options for Conventional and FHA Loans in Makawao, HI

The objective of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one from the three starting points below to match with lenders and loan programs:

Lendersa's USDA loan request and results overview


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