Explore the differences! FHA VS Conventional loan programs in Makawao, Maui County, Hawaii
In 2026, the Conventional loan limit in Makawao, located in the county of Maui, HI, is $1,089,300. Meanwhile, the FHA cap for a single-family home is $977,500.
Utilize Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and qualifying documents. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the best program for your financial scenario in HI.
2026 Loan Limits and Down Payment Requirements in Makawao, Maui, HI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$977,500
3.5%
This table is applicable to zip codes: 96768
Options for Conventional and FHA Loans in Makawao, HI
The objective of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one from the three starting points below to match with lenders and loan programs:
"Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started. and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"
The Valley Isle Community Federal Credit Union is a full-service financial institution serving all residents on the island of Maui. Established in 1940, our goal is to provide our members high-value financial products with excellent member service and ultimately, improve their quality of lives, as well as the quality of our community.
In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.
Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company
Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.
Maui County Federal Credit Union was originally established in 1937 to serve the needs of Maui’s County, State, and Federal government employees and their families. It is the largest credit union on Maui with 55 employees serving nearly 20,000 members throughout the County of Maui. Anyone that lives, works,
At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
Hawaii First FCU has been serving our community for 60 years! We serve members island-wide with branches located in Kamuela and Hilo. Our mission statement is “Empowering Our Community by Serving Hawaii First!” and we strive to provide exceptional financial and empowerment services to meet the needs of our members and our community.
67-1153 Mamalahoa Hwy, Suite 3, Kamuela, HI, 96743
Lends in Hawaii
eMortgage Hawaii offers the lowest rates and the fastest turn times in Hawaii. Once you provide us with the requested documents, we will have your conditional loan approval within 24 - 48 hours. eMortgage Hawaii's committed to helping you find the right mortgage product for your needs. We understand that every borrower is different,
