FHA VS Conventional loan programs in Makawao, Maui County, Hawaii

In 2026, the Conventional loan limit in Makawao, located in the county of Maui, HI, is $1,089,300. Meanwhile, the FHA cap for a single-family home is $977,500.

Utilize Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and qualifying documents. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the best program for your financial scenario in HI.

Explore loan offers from a diverse set of 100 lenders

2026 Loan Limits and Down Payment Requirements in Makawao, Maui, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This table is applicable to zip codes: 96768

Options for Conventional and FHA Loans in Makawao, HI

The objective of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one from the three starting points below to match with lenders and loan programs:

Lendersa's USDA loan request and results overview


  • NP, Inc.
  • 4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
  • NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.

  • Capital Funding Financial LLC
  • 5550 Glades Rd Ste #200, Boca Raton, FL, 33431
  • CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE.
    WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU

  • Ideal Lending Solutions
  • 301 Yamato Road #1240, Boca Raton, FL, 33431
  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.

  • LendingOne
  • 901 Yamato Road, Suite 150, Boca Raton, FL, 33431
  • LendingOne is a direct private lender for Real Estate professionals. We offer fix/flip bridge loans and long term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business.and alsoLendingOne uses our own capital, an easy online application.

  • Amerant Bank
  • 220 Alhambra Circle, Coral Gables, FL, 33134
  • Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB).

    For over 40 years, the Bank has developed strong community relationships, always adapting to our customers'​ lives and specific needs, in a dynamic and positive way.

  • City National Bank of Florida
  • 2855 S Le Jeune Road, Coral Gables, FL, 33134
  • City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $20 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci).

  • Home Financing Center
  • 400 University Drive, 3rd Floor, Coral Gables, FL, 33134
  • Founded in 1984, Home Financing Center is the largest independently owned and operated mortgage lender in South Florida. Our company has focused on providing exceptional service to customers – through the ups and downs of the nation’s real estate cycle – and we continue to grow our share of the market.

  • Tabares Group
  • 2030 S Douglas Road, Coral Gable, FL, 33134
  • The Tabares team has more than 45 years of experience combined, in assisting clients with homeownership. With licensed loan officers that are approved to work with the Down Payment Assistance for First Time Home Buyer in South Florida. We specialize in home loans, especially First Time Home Buyers.

  • MAC Financial Group LLC
  • 126 Madeira Ave, Miami, FL, 33134
  • MAC Financial Group LLC. is a full-service Florida mortgage broker. MAC originates loans through various channels and transaction types. Specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. MAC is led by a senior management team that consists of mortgage banking professionals.

  • First Quality Lending LLC
  • 147 Alhambra Circle, Suite 131, Coral Gables, FL, 33134
  • At First Quality Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options

  • Standard Mortgage Group LLC
  • 1600 Ponce de Leon Blvd, 10th Floor, Coral Gables, FL, 33134
  • Standard Mortgage is a full service mortgage firm dedicated to providing innovative mortgage products and services. Our focus is customer service, using technology to make the process of obtaining a mortgage fast and easy for our customers.vative mortgage products and services. Our focus is customer service.