FHA VS Conventional loan in Kula, Maui County, Hawaii
In 2025, the conventional loan limit for Kula in Maui county, HI, is $1,089,300. In contrast, the FHA limit for a single-family home stands at $977,500.
The Lendersa® Conventional loan calculator allows you to compare the leading rates for Conventional, FHA, and USDA loans today, providing insights into income, credit score, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you to select the best financial program for your needs in HI.
Loan Limits and Down Payment Requirements for 2025 in Kula, Maui, HI
Loan Type
Maximum Loan
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$977,500
3.5%
This table is applicable to zip codes: 96790, 96784
Available Conventional and FHA Loan Options in Kula, HI
The goal of Lendersa® is to quickly connect you with the best available Conventional, USDA, or FHA loan options, sans hassle. Choose from one of the following paths to find suitable lenders and loan propositions:
Not Your Average Lender is Buying a house is challenging, especially in this market. There are dozens of ways to make your loan more affordable, yet more attractive to sellers. Let us show you how! Our team of professionals is ready to help you succeed. For guidance in selecting the right loan program for your situation
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