As of 2026, the loan limit for conventional loans in Kahului, located in Maui, HI, is $1,089,300. In contrast, the FHA loan limit for a single-family residence is set at $977,500.
Our Lendersa® Conventional loan calculator allows you to evaluate today’s best rates for Conventional, FHA, and USDA loans and assess what income, credit scores, reserves, and documents you'll need to qualify. Our comprehensive mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side to assist in determining which program in HI suits your financial needs best.
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| Type of Loan | Loan Limit | Minimum Down Payment |
| Conforming Conventional | $1,089,300 | 3% |
| USDA | $725,000 | 0% |
| FHA | $977,500 | 3.5% |
This comparative table applies to the following zip codes: 96732
The primary aim of Lendersa® is to swiftly and effortlessly secure the most favorable Conventional, USDA, or FHA loan for you. Choose from three pathways to find matching loan programs and lenders.
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