FHA VS Conventional loan in Kahului, Maui County, Hawaii

As of 2025, the loan limit for conventional loans in Kahului, located in Maui, HI, is $1,089,300. In contrast, the FHA loan limit for a single-family residence is set at $977,500.

Our Lendersa® Conventional loan calculator allows you to evaluate today’s best rates for Conventional, FHA, and USDA loans and assess what income, credit scores, reserves, and documents you'll need to qualify. Our comprehensive mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side to assist in determining which program in HI suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements for Kahului, Maui in HI

Type of Loan Loan Limit Minimum Down Payment
Conforming Conventional $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This comparative table applies to the following zip codes: 96732, 96733

Conventional and FHA Loan Solutions in Kahului, HI

The primary aim of Lendersa® is to swiftly and effortlessly secure the most favorable Conventional, USDA, or FHA loan for you. Choose from three pathways to find matching loan programs and lenders.

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