FHA VS Conventional loan programs in Cedar-Falls, Black Hawk County, Iowa
In 2025, the conventional loan limit in Cedar-Falls, which is part of Black Hawk county, IA, has been established at $647,200, whereas the FHA limit for a single-family home is set at $420,680. Understanding these figures is vital for homebuyers and investors as they plan and access financing options effectively.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. This tool assesses income, credit, reserves, and requisite documents for qualification. By using our advanced mortgage calculator, you can directly compare Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you decide which program in IA is most suitable for your financial profile.
2025 Loan Limits and Downpayment Requirements in Cedar-Falls, Black Hawk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies specifically to the following zip codes: 50613, 50614. Use this data to guide your financial decisions more effectively.
Conventional and FHA Loan Options in Cedar-Falls, IA
The goal of Lendersa® is to ensure you access the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Begin by choosing one of three pathways designed to match you with lenders who offer loan programs tailored to your needs.
At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.
Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan
Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs
Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927.
In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
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This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
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Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
