FHA VS Conventional loan programs in Cedar-Falls, Black Hawk County, Iowa

In 2025, Convetional loan limit in Cedar-Falls, county of Black Hawk, IA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cedar-Falls, county of Black Hawk, IA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 50613, 50614

Conventional and FHA loan options in Cedar-Falls, IA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • icon mortgage
  • 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
  • Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.
  • Kline Mortgage and Lending LLC
  • 4290 Old Carriage Rd, Flint, MI, 48507
  • Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.
  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
  • Strategic Mortgage, LLC
  • 1327 Broadway St, Henryville, IN, 47126
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Legacy National Bank
  • 4055 W Sunset Ave, Springdale, AR, 72762
  • Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
  • Today’s Bank
  • 432 Madison 1650, Huntsville, AR, 72740
  • Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,
  • Giniel Financial Group, Inc
  • 735 Victors Way, Ann Arbor, MI, 48108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.