FHA VS Conventional loan in Cedar-Falls, Black Hawk County, Iowa

In 2025, Convetional loan limit in Cedar-Falls, county of Black Hawk, IA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cedar-Falls, county of Black Hawk, IA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 50613, 50614

Conventional and FHA loan options in Cedar-Falls, IA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • JPMortgage Company
  • 1002 Granite Drive, Suite 7, Bardstown, KY, 40004
  • "JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available. Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
  • Lincoln National Bank
  • 41 Lincoln Square, Hodgenville, KY, 42748
  • The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
  • Magnolia Bank
  • 794 Old Elizabethtown Rd, Hodgenville, KY, 42748
  • Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
  • Express Mortgage llc
  • 604 S 4th St, Van Buren, AR, 72956
  • "Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services. Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"
  • Expree Credit Union
  • 100 Moore Drive, Frankfort, KY, 40601
  • Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
  • Stockton Mortgage Corporation
  • 88 C Michael Davenport Blvd, Frankfort, KY, 40601
  • Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
  • Armstrong Bank
  • 1111 W Broadway St, Muskogee, OK, 74401
  • Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations
  • The Bank of Milan
  • 2011 East Van Hook Street, Milan, TN, 38358
  • The Bank Of Milan is a branch office of The Bank Of Milan. They provide the following services: Full Service Office Location and are located at 2011 East Van Hook Street in Milan Tennessee. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
  • Farmers & Merchants Bank of Colby
  • 240 W 4th ST, Colby, KS, 67701
  • Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers! We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.
  • 1st Monarch Mortgage
  • 1000 N Maple St, Marysville, OH, 43040
  • 1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.