FHA VS Conventional loan programs in 2025 for Cedar-Falls, Black Hawk County, Iowa
In 2025, the conventional loan limit in Cedar-Falls, which is part of Black Hawk county, IA, has been established at $647,200, whereas the FHA limit for a single-family home is set at $420,680. Understanding these figures is vital for homebuyers and investors as they plan and access financing options effectively.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. This tool assesses income, credit, reserves, and requisite documents for qualification. By using our advanced mortgage calculator, you can directly compare Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you decide which program in IA is most suitable for your financial profile.
2025 Loan Limits and Downpayment Requirements in Cedar-Falls, Black Hawk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies specifically to the following zip codes: 50613, 50614. Use this data to guide your financial decisions more effectively.
Conventional and FHA Loan Options in Cedar-Falls, IA
The goal of Lendersa® is to ensure you access the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Begin by choosing one of three pathways designed to match you with lenders who offer loan programs tailored to your needs.
2598 E Sunrise Blvd Suite 2104, Fort Lauderdale, FL, 33304
Why Take Chances When Financing a Home?
With over 36 years of experience in the mortgage industry, Alex has successfully helped more than 7,000 individuals and families finance their homes nationwide. Alex is currently the Branch Manager at the Doce Group at First Community Mortgage. First Community Mortgage is the only two-time winner of the Mort
We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money
18503 Pines Blvd, Suite 310, Pembroke Pines, FL, 33029
We take the extra time to educate you first, guided by the principles of transparency, accuracy, and responsiveness; using technology to leverage communication, documentation, and workflows; and supported by the top lending partners in the industry. Our team is composed of real estate experts who will work with your realtor to help you
2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028
Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.
Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.
1961 Northwest 150th Avenue, Suite 205, Pembroke Pines, FL, 33028
USA Funding Mortgage Group, Inc., located in Pembroke Pines, Florida, was established in 2006 and specializes in the real estate market and financing at the residential and commercial level. Our management team has over fifty years of combined mortgage industry experience and has partnered with licensed independent loan
1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding
2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.
1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
Empowered Real Estate Investment by TPN Lending
TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
