Explore the differences! FHA VS Conventional loan programs in Independence, Buchanan County, Iowa
During 2025, the cap on Conventional loans available in Independence, located within Buchanan county, IA, is set at $726,200. On the other hand, for FHA loans aimed at single-family homes, the limit is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to analyze and contrast today's top rates among Conventional, FHA, and USDA loan options. Understand the income, credit, reserves, and documentation essential for qualification. Using our cutting-edge mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA loans side by side, enabling an informed decision about the most suitable program for your financial circumstances in IA.
Loan ceilings and down payment needs for 2025 in Independence, Buchanan county, IA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above table relates to zip codes: 50644
Explore Conventional and FHA loan opportunities in Independence, IA
The aim of Lendersa® is to swiftly and effortlessly secure the best Conventional, USDA, or FHA loan for you. Choose one of three paths to connect you with suitable lenders and pertinent loan programs.
6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
Founded in 2009, ONY GLO, Inc. dba. Capitalend Home Loans is an independent, full-service, residential mortgage banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
4 Hutton Centre Drive, Suite 1000, Santa Ana, CA, 92707
"At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our ""People Before Profits"" mentality shines through in every department.
We continue to grow rapidly and have several open positions to fill."
6 Hutton Centre Drive, Suite 1030, Santa Ana, CA, 92707
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster.
402 West Stevens Avenue, Apartment D, Santa Ana, CA, 92707
"In 2013, I started Front Door Funding so that I could provide a better service to my existing mortgage clients and to enjoy the freedom of owning my own business.
By taking direct control over loan processing, I have been able to provide immediate and accurate closing estimates for my customers and their Real Estate Agents."
4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707
William Lyon Mortgage share William Lyon Homes’ passion for excellence and service. In addition to servicing our new home clients, our seasoned team also offers an array of available options to new and existing clients including: purchase loans for resale homes, mortgage refinance options, 203K home repair loans, Foreign National loan programs.
5 Hutton Centre Drive, Suite 200, Santa Ana, CA, 92707
"Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry.
Nations Direct Mortgage specializes in residential lending,"
4 Hutton Centre Dr., Suite 500, Santa Ana, CA, 92707
HMAC must have unlimited growth potential. In order to achieve this, there should be a dedication to ensuring that there is large capital infusion which can help promote warehouse line capacity, start-up capital, and reserves that are required by the state and agencies guidelines
Vantage One Mortgage provides wide range of residential mortgage services, including home purchase, refinance, cash out to meet your financial needs and circumstances. Working directly with national and local wholesale lenders to get you the best terms. We also assist with Non-QM mortgages, and Hard Money lending.
4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.