Explore the differences! FHA VS Conventional loan programs in Evansdale, Black Hawk County, Iowa

In 2026, the loan limit for Conventional mortgages in Evansdale, which is in the county of Black Hawk, IA, is $726,200. In contrast, the FHA limit for a single-family home is set at $472,030.

Make use of the Lendersa® Conventional loan calculator to compare current best rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator assists in viewing Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide on the best program in IA for your financial circumstances.

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2026 Loan Limits and Down Payment Details in Evansdale, Black Hawk County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 50707

Discover Conventional and FHA Loan Options in Evansdale, IA

The mission of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan without hassle, ensuring a smooth process. Choose one of three available pathways to connect with matching lenders and loan opportunities that align with your needs.

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Evansdale Lenders

  • Veridian Credit Union
  • 1827 Ansborough Ave, Waterloo, IA, 50701
  • Lends in Iowa
  • Veridian Credit Union, founded in 1934 in Waterloo, Iowa, is a not-for-profit financial cooperative owned by its members. The credit union offers a full range of consumer financial services and employs more than 900 people throughout 29 branches.Today's Veridian Credit Union is a modern.

  • UNITE Credit Union
  • 802 West 29th Street, Cedar Falls, IA, 50613
  • Lends in Iowa
  • UNITE Credit Union provides financial services to employees, students, alumni and families of the University of Northern Iowa and Cedar Falls Community School District. Members also include employees, retirees and families of MidAmerican Energy, Greco Financial and Nagle Signs. UNITE is federally insured by the National Credit Union Association.

  • Cedar Falls Community Credit Union
  • 123 W 4th Street, Cedar Falls, IA, 50613
  • Lends in Iowa
  • CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.

  • First Bank IA
  • 316 E Bremer Ave, Waverly, IA, 50677
  • Lends in Iowa
  • At First Bank, our mission and values are behind everything we do.
    We deliver the financial solutions YOU need!
    Since 1864 our priority has been to our customers.
    Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.

  • Community Bank of Oelwein
  • 150 1st St SE, Oelwein, IA, 50662
  • Lends in Iowa
  • At Community Bank you are treated like a friend. Our success is measured by the relationships we build with our customers providing competitive banking products, the latest technology, and individualized hands-on service.We consider it a privilege to do business with our customers.

  • GNB Bank
  • 529 G Ave, Grundy Center, IA, 50638
  • Lends in Iowa
  • GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance

  • The Watkins Savings Bank
  • 202 First Street, Watkins, IA, 52354
  • Lends in Iowa
  • The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .

  • Farmers and Merchants Saving Bank
  • 101 E Main St, Manchester, IA, 52057
  • Lends in Iowa
  • F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.