FHA VS Conventional loan programs in 2025 for Cedar-Rapids, Linn County, Iowa
In 2025, the conventional loan limit for Cedar-Rapids, situated in the county of Linn, IA, is $647,200. Conversely, the limit for an FHA loan tailored for a single-family home is set at $420,680. Understanding these limits is essential for potential buyers as they strategize financial planning and explore viable options for purchasing property.
Utilize the Lendersa® Conventional loan calculator to compare today's most competitive rates encompassing Conventional, FHA, and USDA loans. This tool evaluates essential factors such as required income, credit standing, financial reserves, and necessary documentation. Our advanced calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, offering clarity on the best program in IA for individual financial circumstances.
2025 Loan Limits and Downpayment Requirements in Cedar-Rapids, Linn, IA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This loan comparison table applies to the following zip codes: 52404, 52405, 52402, 52401, 52411, 52403, 52406, 52407, 52408, 52409, 52410, 52497, 52498, 52499. Use this data to make informed borrowing decisions.
Explore Your Options for Conventional and FHA Loans in Cedar-Rapids, IA
The primary aim of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loans, ensuring a process free of complications. Start by choosing one of the three effective pathways to link with lenders and loan programs specifically designed to meet your financial criteria.
2650 W. State Rd 84 Suite 101, Fort Lauderdale, FL, 33312
Mutual Mortgage a Florida-based mortgage firm.Since the beginning, our company has dedicated our resources to serving the needs of both residential and commercial clients. Our goal is simple, we want our clients to pay less and get more. In order to achieve this goal, we seek to find our clientele the most suitable loan at the lowest possible rate.
SUN Credit Union has been a vibrant part of the South Florida community since 1946. Originally chartered by City of Hollywood employees, our membership has grown to include real estate professionals in Dade and Broward counties, Miami Shores Village employees, and Chamber of Commerce business members (including their employees
"Transparent Mortgage Lending was established to help people get the homes that they want. With our expertise, we provide more options and lending opportunities to the people of Florida.
We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."
701 Promenade Drive, Suite 201, Pembroke Pines, FL, 33026
We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!
Celebrity Mortgage Corporation is dedicated to helping you get the loan you need quickly and easily. Our experienced team of licensed loan originator professionals work tirelessly to assure the mortgage process is seamless from comprehensive pre-approvals to the closing table. Whether you are purchasing a home or simply refinancing your existing
3350 SW 148th Ave, Suite 110, Hollywood, FL, 33027
Home Loan Brokers LLC is a Florida limited liability company based in Miramar. If your lender sends you a revised Loan Estimate, please compare it to the previous one you received. Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help..
15800 Pines Blvd, Suite 329, Pembroke Pines, FL, 33027
A Plus Mortgage Full service mortgage company based in Pembroke Pines, Florida. We specialize in first time home buyers and FHA 203k mortgage loans. We can help save money with a new lower monthly payment or help you realize your dream of home ownership! FHA 203k mortgage loans. We can help save
3350 SW 148th Avenue, Suite 110, Miramar, FL, 33027
ARIA Mortgage Solutions. We are a full-service mortgage company based in Miramar, FL. We specialize in Various residential loans. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
"A hard equity loan is an asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are issued by private investors or companies.
As a hard equity lender, we understand better your business needs, and are able to provide more flexible solutions for your specific circumstances"
