FHA VS Conventional loan in Cedar-Rapids, Linn County, Iowa
In 2025, the conventional loan limit for Cedar-Rapids, situated in the county of Linn, IA, is $647,200. Conversely, the limit for an FHA loan tailored for a single-family home is set at $420,680. Understanding these limits is essential for potential buyers as they strategize financial planning and explore viable options for purchasing property.
Utilize the Lendersa® Conventional loan calculator to compare today's most competitive rates encompassing Conventional, FHA, and USDA loans. This tool evaluates essential factors such as required income, credit standing, financial reserves, and necessary documentation. Our advanced calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, offering clarity on the best program in IA for individual financial circumstances.
2025 Loan Limits and Downpayment Requirements in Cedar-Rapids, Linn, IA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This loan comparison table applies to the following zip codes: 52404, 52405, 52402, 52401, 52411, 52403, 52406, 52407, 52408, 52409, 52410, 52497, 52498, 52499. Use this data to make informed borrowing decisions.
Explore Your Options for Conventional and FHA Loans in Cedar-Rapids, IA
The primary aim of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loans, ensuring a process free of complications. Start by choosing one of the three effective pathways to link with lenders and loan programs specifically designed to meet your financial criteria.
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2075 W. Big Beaver Road, Suite 700, Troy, MI, 48084
Ross Mortgage Corporation is a successful mortgage banking company with a reputation for professionalism, integrity and quality service. Headquartered in Troy, Michigan, Ross is one of the top independent lenders in the Midwest and serves its valued customers through a network of offices located in Michigan, Kentucky, and Florida,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1111 W. Long Lake Road, Suite 102, Troy, MI, 48098
Our experienced team has focused on financing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.
At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it.
American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community
Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs
RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.
RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
