FHA VS Conventional loan programs in 2025 for Fairfax, Linn County, Iowa

In the year 2025, the Conventional loan threshold for Fairfax, located in the county of Linn, IA, is pegged at $726,200, whereas the FHA limit is $472,030 for a single-family dwelling.

Leverage the Lendersa® Conventional loan calculator to examine today's optimal rates for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator provides a parallel comparison of Conforming Conventional, USDA, FHA, and VA loans, empowering you to select the most suitable program for your financial needs in IA.

Explore loan offers from a network of 100 lenders

Loan limits and down payment requirements for 2025 in Fairfax, Linn county, IA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is relevant to zip codes: 52228

Variety of Conventional and FHA loan choices in Fairfax, IA

Lendersa® is committed to securing the best Conventional, USDA, or FHA loan quickly and effortlessly. Begin with any of the three specified paths to connect with compatible lenders and loan schemes.

Results of USDA loan requests and matches at Lendersa


  • Loansteady LLC
  • 7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
  • Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
  • Washington Capital Partners
  • 2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
  • "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
  • Solvay Bank
  • 1537 Milton Ave, Syracuse, NY, 13209
  • Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
  • Solvay Bank
  • 1537 Milton Ave, Solvay, NY, 13209
  • Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
  • Community Service Credit Union
  • 250 FM 2821 Road West, Huntsville, TX, 77320
  • Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Texan Mortgage
  • 1787 Highway 30 East, Huntsville, TX, 77320
  • We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
  • Access Loans, Inc
  • 921 McLeod Dr, Huntsville, TX, 77320
  • Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Washington Mortgage Group, Inc.
  • 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Finance USA Corporation
  • 6924 A Little River Turnpike, Annandale, VA, 22003
  • Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.