FHA VS Conventional loan programs in 2025 for Hiawatha, Linn County, Iowa

In the year 2025, the conventional loan limit in the city of Hiawatha, situated in Linn county, IA, is set at $726,200. At the same time, the FHA loan limit for a single-family home is marked at $472,030. These figures are essential for homebuyers navigating their financing options in the area.

By using the Lendersa® Conventional loan calculator, you can effortlessly compare the prevailing rates for Conventional, FHA, and USDA loans, assessing vital requirements like income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans, aiding you in making an informed decision regarding the best program available in IA, tailored to your financial situation.

Explore and compare a range of loan offers from 100 different lenders

Understanding 2025 Loan Limits and Down Payment Requirements in Hiawatha, Linn, IA

Loan Type Maximum Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is specific to the following zip codes: 52411, 52233

Diverse Conventional and FHA Loan Options in Hiawatha, IA

The aim of Lendersa® is to enable you to acquire the most suitable Conventional, USDA, or FHA loan in a prompt and straightforward manner. You can start this journey by choosing from one of three starting points that facilitate matching with appropriate lenders and loan programs according to your distinct needs and preferences.

Discover Lendersa USDA loan requests and matching results


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