FHA VS Conventional loan in Davenport, Scott County, Iowa

In 2026, the conventional loan limit for Davenport, in the county of Scott, IA, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. These figures are essential for anyone within the real estate market looking to plan their finances wisely.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. This tool allows you to assess necessary income, credit qualifications, reserves, and documentation. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in IA to meet your financial goals.

Compare loan offers from 100 lenders and determine the most suitable option for your needs.

2026 Loan Limits and Downpayment Requirements in Davenport, Scott, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to the following zip codes: 52802. Use this data to inform your decisions.

Options for Conventional and FHA Loans in Davenport, IA

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan quickly and without stress. Choose one of three pathways to match with lenders and loan programs that meet your needs.

Lendersa USDA loan request and matching results


Davenport Lenders

  • Neighborhood Housing Services of Davenport Iowa, Inc.
  • 710 Charlotte St, Davenport, IA, 52803
  • Lends in Iowa
  • Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.

  • Chuck Sorensen, Mortgage Loan Originator
  • 4301 East 53rd Street, Davenport, IA, 52807
  • Lends in Iowa
  • American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.