FHA VS Conventional loan in Wilton, Muscatine County, Iowa

For 2026, the Conventional loan ceiling in Wilton, county of Muscatine, in IA, is $726,200, whereas the FHA cap stands at $472,030 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to compare current rates available for Conventional, FHA, and USDA loans. This tool allows you to understand the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format, helping you determine which program suits your financial context in IA best.

Investigate loan propositions from 100 different lenders

2026 loan limits and downpayment needs in Wilton, Muscatine county, IA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is pertinent to the following zip codes: 52778

Options for Conventional and FHA loan arrangements in Wilton, IA

The ambition of Lendersa® is to facilitate you in obtaining the ideal Conventional, USDA, or FHA loan swiftly and without difficulty. Choose any of the three listed options to connect with appropriate lenders and loan schemes.

Lendersa USDA loan request outcomes and matches


Wilton Lenders

  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
  • Lends in Iowa
  • New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.

  • Members Community Credit Union
  • 159 Colorado Street, Muscatine, IA, 52761
  • Lends in Iowa
  • Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.

  • First Trust and Savings Bank
  • 123 Main St, Wheatland, IA, 52777
  • Lends in Iowa
  • First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.

  • American Trust & Savings Bank
  • 309 McKinley Avenue, Lowden, IA, 52255
  • Lends in Iowa
  • American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.

  • Neighborhood Housing Services of Davenport Iowa, Inc.
  • 710 Charlotte St, Davenport, IA, 52803
  • Lends in Iowa
  • Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.

  • Chuck Sorensen, Mortgage Loan Originator
  • 4301 East 53rd Street, Davenport, IA, 52807
  • Lends in Iowa
  • American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.

  • Residential Mortgage Network, Inc.
  • 2507 Highlander Place, Iowa City, IA, 52245
  • Lends in Iowa
  • Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.