FHA VS Conventional loan programs in 2026 for Eldridge, Scott County, Iowa

In 2026, the conventional loan limit for Eldridge, situated in Scott county, IA, is set at $726,200. Conversely, the FHA limit for a single-family home is $472,030. These figures are crucial for prospective homebuyers planning their finances.

Utilize Lendersa® Conventional loan calculator to effectively compare the best available rates for Conventional, FHA, and USDA loans. It assists in determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to assess Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you in selecting the best program in IA for your unique financial situation.

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2026 Loan Limits and Downpayment Requirements in Eldridge, Scott, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 52748

Discover Conventional and FHA Loan Options in Eldridge, IA

The goal of Lendersa® is to efficiently connect you with the most suitable Conventional, USDA, or FHA loans swiftly. Choose from one of three starting strategies that guarantee connection to matching loan programs and lenders.

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