FHA VS Conventional loan in Eldridge, Scott County, Iowa

In 2026, the conventional loan limit for Eldridge, situated in Scott county, IA, is set at $726,200. Conversely, the FHA limit for a single-family home is $472,030. These figures are crucial for prospective homebuyers planning their finances.

Utilize Lendersa® Conventional loan calculator to effectively compare the best available rates for Conventional, FHA, and USDA loans. It assists in determining the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to assess Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you in selecting the best program in IA for your unique financial situation.

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2026 Loan Limits and Downpayment Requirements in Eldridge, Scott, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 52748

Discover Conventional and FHA Loan Options in Eldridge, IA

The goal of Lendersa® is to efficiently connect you with the most suitable Conventional, USDA, or FHA loans swiftly. Choose from one of three starting strategies that guarantee connection to matching loan programs and lenders.

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Eldridge Lenders

  • Chuck Sorensen, Mortgage Loan Originator
  • 4301 East 53rd Street, Davenport, IA, 52807
  • Lends in Iowa
  • American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.

  • Quad City Bank and Trust Company
  • 2118 Middle Rd, Bettendorf, IA, 52722
  • Lends in Iowa
  • At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.

  • R.I.A. Federal Credit Union
  • 4343 Utica Ridge Road, Bettendorf, IA, 52722
  • Lends in Iowa
  • Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.

  • Ascentra Credit Union
  • 2019 Grant St, Bettendorf, IA, 52722
  • Lends in Iowa
  • Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.

  • Symmetry Mortgage Corporation
  • 5382 Clemons Rd, Bettendorf, IA, 52722
  • Lends in Iowa
  • Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!

  • Neighborhood Housing Services of Davenport Iowa, Inc.
  • 710 Charlotte St, Davenport, IA, 52803
  • Lends in Iowa
  • Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.

  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • Lends in Iowa
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.

    We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.

  • 1st Gateway Credit Union
  • 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
  • Lends in Iowa
  • Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.