FHA VS Conventional loan in Maquoketa, Jackson County, Iowa

In the year 2026, the loan limit for Conventional loans in Maquoketa, located in the county of Jackson, IA, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates across Conventional, FHA, and USDA loan options. Discover the necessary income, credit, reserves, and required documents to qualify. This advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine the most suitable program in IA for your individual financial scenario.

Browse loan offers from 100 available lenders

Loan limits and down payment requirements for 2026 in Maquoketa, within the county of Jackson, IA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to these zip codes: 52060

Options for Conventional and FHA loans in Maquoketa, IA

The mission of Lendersa® is to facilitate the swift acquisition of the most favorable Conventional, USDA, or FHA loan without complication. Choose from three initiation points to discover matching lenders and loan packages.

Lendersa's USDA loan inquiry and matching results


Maquoketa Lenders

  • Maquoketa State Bank
  • 203 N Main St, Maquoketa, IA, 52060
  • Lends in Iowa
  • As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...

  • First Trust and Savings Bank
  • 123 Main St, Wheatland, IA, 52777
  • Lends in Iowa
  • First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.

  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • Lends in Iowa
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.

    We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.

  • American Trust & Savings Bank
  • 309 McKinley Avenue, Lowden, IA, 52255
  • Lends in Iowa
  • American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.

  • Citizens First Bank
  • 1442 Lincoln Way, Clinton, IA, 52732
  • Lends in Iowa
  • Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche

  • Clinton National Bank
  • 235 6th Avenue South, Clinton, IA, 52732
  • Lends in Iowa
  • Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.

  • Citizens State Bank
  • 117 West First Street, Monticello, IA, 52310
  • Lends in Iowa
  • Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.

  • 1st Gateway Credit Union
  • 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
  • Lends in Iowa
  • Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.

  • AIM Credit Union
  • 1200 Associates Drive, Suite 102, Dubuque, IA, 52002
  • Lends in Iowa
  • Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.