FHA VS Conventional loan programs in DeWitt, Clinton County, Iowa

For 2026, the Conventional loan limit in DeWitt, county of Clinton, IA, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current top rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA options, aiding in determining the most suitable program in IA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in DeWitt, Clinton County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 52742

Options for Conventional and FHA loans in DeWitt, IA

Lendersa® is focused on enabling you to swiftly obtain the best Conventional, USDA, or FHA loan without hassle. Choose one of three initial pathways to link with appropriate lenders and loan offerings.

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DeWitt Lenders

  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • Lends in Iowa
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.

    We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.

  • 1st Gateway Credit Union
  • 2603 Camanche Industrial Park Rd, Highway 67 N, Camanche, IA, 52730
  • Lends in Iowa
  • Whether you are working to make your current house your dream or you are hunting for a new home, 1st Gateway Credit Union is in your corner. Once you're a member of the 1st Gateway Credit Union, you also become an owner, with lifetime rights to a wide range of special services and benefits only found at the credit union.

  • Citizens First Bank
  • 1442 Lincoln Way, Clinton, IA, 52732
  • Lends in Iowa
  • Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche

  • Clinton National Bank
  • 235 6th Avenue South, Clinton, IA, 52732
  • Lends in Iowa
  • Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.

  • Chuck Sorensen, Mortgage Loan Originator
  • 4301 East 53rd Street, Davenport, IA, 52807
  • Lends in Iowa
  • American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.

  • First Trust and Savings Bank
  • 123 Main St, Wheatland, IA, 52777
  • Lends in Iowa
  • First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.

  • Quad City Bank and Trust Company
  • 2118 Middle Rd, Bettendorf, IA, 52722
  • Lends in Iowa
  • At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.

  • R.I.A. Federal Credit Union
  • 4343 Utica Ridge Road, Bettendorf, IA, 52722
  • Lends in Iowa
  • Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.

  • Ascentra Credit Union
  • 2019 Grant St, Bettendorf, IA, 52722
  • Lends in Iowa
  • Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.