FHA VS Conventional loan programs in 2026 for Le-Mars, Plymouth County, Iowa

In 2026, the conventional loan limit for Le-Mars in Plymouth county, IA, is $647,200, while for a single-family home, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to explore the best rates available today for Conventional, FHA, and USDA loans. Identify the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows for a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in selecting the best program in IA for your financial situation.

Review offers from 100 varied lenders

2026 Loan Limits and Down Payment Details in Le-Mars, Plymouth, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 51031

Conventional and FHA Loan Choices in Le-Mars, IA

Lendersa® is dedicated to helping you secure the optimal Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three initial steps to connect with the best lenders and loan programs.

Outcomes for USDA loan requests through Lendersa


Le-Mars Lenders

  • Prime bank
  • 37 1st Ave NW, Le Mars, IA, 51031
  • Lends in Iowa
  • Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.

  • Iowa State Bank
  • 240 Linn Street, Brunsville, IA, 51008
  • Lends in Iowa
  • Iowa State Bank is a full service bank with locations in Hull, Ireton, Orange City, Paullina, Remsen, Sanborn, and Sheldon, Iowa.
    Iowa State Bank presents this page to you through Facebook. Facebook is owned by a third party not affiliated with ISB, and ISB is not responsible for Facebook’s privacy or security policies.

  • American State Bank
  • 525 N Main Ave, Sioux Center, IA, 51250
  • Lends in Iowa
  • At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.

  • Security National Bank
  • 601 Pierce Street, Sioux City, IA, 51101
  • Lends in Iowa
  • Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.

  • Midwest Community Credit Union
  • 1909 Old South Palmetto Street, Sioux City, IA, 51106
  • Lends in Iowa
  • Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.

  • Liberty National Bank IA
  • 4425 Singing Hills Blvd., Sioux City, IA, 51106
  • Lends in Iowa
  • In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.

  • Pioneer Bank
  • 202 1st Street, Sergeant Bluff, IA, 51054
  • Lends in Iowa
  • At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!

  • North Star Community Credit Union IA
  • 1207 N 2nd Street, Cherokee, IA, 51012
  • Lends in Iowa
  • Serving 14 counties in Northwest Iowa, with offices in Cherokee, Ida Grove, and Sheldon, North Star Community Credit Union is your full-service financial institution. Offering everything from savings, checking, share certificates, loans, mortgages and more, North Star Community Credit Union is your one-stop for all your financial needs.