FHA VS Conventional loan programs in Sioux-City, Woodbury County, Iowa
In 2025, the conventional loan limit for Sioux-City, situated in Woodbury county of IA, is $647,200. At the same time, the FHA loan limit for a single-family residence stands at $420,680. Understanding these figures is crucial for anyone planning to purchase real estate, as they play a key role in determining financing eligibility and strategy.
Experience the benefits of the Lendersa® Conventional loan calculator to evaluate the most favorable rates among Conventional, FHA, and USDA loans. This advanced tool helps determine the necessary income level, credit score, financial reserves, and documentation needed to qualify. With our mortgage calculator, compare side-by-side the Conforming Conventional, USDA, FHA, and VA loans. This assists you in deciding the best lending program in IA that aligns with your financial goals and circumstances.
2025 Loan Limits and Downpayment Requirements in Sioux-City, Woodbury, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The above comparison table is relevant to the following zip codes: 51106, 51104, 51105, 51103, 51101, 51108, 51109, 51111. Utilize this data for strategic financial planning and informed decision-making.
Explore Conventional and FHA Loan Options in Sioux-City, IA
Lendersa® is committed to swiftly connecting you with the best possible Conventional, USDA, or FHA loan options, ensuring a seamless process. Select one of the three strategic starting points to match with lenders and loan programs specifically tailored to suit your unique needs and targets.
Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
11576 S. State Street, Suite 102-B, Draper, UT, 84020
Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
11910 South State St, Suite 100, Draper, UT, 84020
The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.
Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
1678 South Pioneer Road, Salt Lake City, UT, 84104
Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs.
We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.
