FHA VS Conventional loan programs in 2025 for Sergeant-Bluff, Woodbury County, Iowa

In 2025, the limit for Conventional loans in Sergeant-Bluff, county of Woodbury, IA is $647,200, while for FHA loans aimed at single-family homes, the limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans. Determine the income, credit requirements, reserves, and documents essential for qualifying. This advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping select the best program in IA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Sergeant-Bluff, Woodbury County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 51054

Explore Conventional and FHA Loan Options in Sergeant-Bluff, IA

At Lendersa®, our goal is to swiftly secure the best Conventional, USDA, or FHA loan for you. Choose one of three options to align with matching lenders and loan products.

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  • Express Funding Mortgage Co.
  • 1237 Camino, Suite I, Del Mar, CA, 92014
  • Express Funding Mortgage Company was founded in 1998 by Brad Shoemaker with the goal of becoming the San Diego mortgage broker of choice for local San Diegans. Express Funding Mortgage specializes in residential mortgage financing to homeowners and buyers anywhere in California. We offer some of the lowest conforming.
  • Avant Capital Solutions
  • 1011 Camino, Suite 214, Del Mar, CA, 92014
  • We will find a loan that fits each borrower. Unlike big banks that have “order takers” helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all.
  • Cal Mortgage Connection
  • 14522 Whittier Blvd, Whittier, CA, 90605
  • We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way
  • IET Capital
  • 14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
  • IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.
  • Heartland Mortgage
  • 14758 Whittier Blvd, Suite B, Whittier, CA, 90605
  • Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.
  • Reliance Mortgage Service, Inc
  • 14831 E Whittier Boulevard, Suite 204, Whittier, CA, 90605
  • Reliance Mortgage Service Inc is a financial services company based out of United States. Started in Whittier in 2004, we've incorporated & served through the tough times to the best as mortgage brokers with full-service purchase & refinance loans. Great credit? Great rates. Poor Credit? Let us help you with a higher FICO or product to buy now.
  • E Central Credit Union
  • 990 S Fair Oaks Ave, Pasadena, CA, 91105
  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get:
  • LA Financial Credit Union
  • 177 E Colorado Blvd, Pasadena, CA, 91105
  • LA Financial Credit Union was founded in 1937 in order to provide L.A. County employees with a safe, convenient place to save as well as to borrow - a financial institution dedicated to their best interest.Credit Union was founded in 1937 in order to provide L.A. County employees with a safe, convenient place to save as well as to borrow