FHA VS Conventional loan programs in Sergeant-Bluff, Woodbury County, Iowa

In 2026, the limit for Conventional loans in Sergeant-Bluff, county of Woodbury, IA is $647,200, while for FHA loans aimed at single-family homes, the limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans. Determine the income, credit requirements, reserves, and documents essential for qualifying. This advanced calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping select the best program in IA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sergeant-Bluff, Woodbury County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 51054

Explore Conventional and FHA Loan Options in Sergeant-Bluff, IA

At Lendersa®, our goal is to swiftly secure the best Conventional, USDA, or FHA loan for you. Choose one of three options to align with matching lenders and loan products.

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Sergeant-Bluff Lenders

  • Pioneer Bank
  • 202 1st Street, Sergeant Bluff, IA, 51054
  • Lends in Iowa
  • At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!

  • Midwest Community Credit Union
  • 1909 Old South Palmetto Street, Sioux City, IA, 51106
  • Lends in Iowa
  • Midwest Community Credit Union is a financial institution that offers mobile banking, loans, gift, debit, and credit card services. Midwest Community Credit Union has been open since 1955. The credit union has assets totaling $42.5 Million and provides banking services to more than 3,000 members.

  • Liberty National Bank IA
  • 4425 Singing Hills Blvd., Sioux City, IA, 51106
  • Lends in Iowa
  • In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.

  • Security National Bank
  • 601 Pierce Street, Sioux City, IA, 51101
  • Lends in Iowa
  • Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.

  • Prime bank
  • 37 1st Ave NW, Le Mars, IA, 51031
  • Lends in Iowa
  • Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.

  • Iowa State Bank
  • 240 Linn Street, Brunsville, IA, 51008
  • Lends in Iowa
  • Iowa State Bank is a full service bank with locations in Hull, Ireton, Orange City, Paullina, Remsen, Sanborn, and Sheldon, Iowa.
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