FHA VS Conventional loan programs in Marshalltown, Marshall County, Iowa

In 2026, the conventional loan limit for Marshalltown in the county of Marshall, IA is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documents required to qualify. With our advanced mortgage calculator, review Conforming Conventional loans, USDA, FHA, and VA side by side, to help you select the best program in IA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Marshalltown, Marshall, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 50158

Conventional and FHA Loan Options in Marshalltown, IA

The aim of Lendersa® is to help you secure the most advantageous Conventional, USDA, or FHA loan quickly and without difficulty. Choose one of three starting points that guide you to the right lenders and loan programs.

Lendersa results for USDA loan requests


Marshalltown Lenders

  • Pinnacle Bank Iowa
  • 2206 South Center Street, Marshalltown, IA, 50158
  • Lends in Iowa
  • Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.

  • Home Federal
  • 303 West Main Street, Marshalltown, IA, 50158
  • Lends in Iowa
  • At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.

  • MEMBERS1st Community Credit Union
  • 910 South 12th Avenue, Marshalltown, IA, 50158
  • Lends in Iowa
  • Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.

  • GNB Bank
  • 529 G Ave, Grundy Center, IA, 50638
  • Lends in Iowa
  • GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance

  • Advantage Credit Union
  • 121 West Third Street North, Newton, IA, 50208
  • Lends in Iowa
  • Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!

  • Security State Bank
  • 207 Isabella Street, Radcliffe, IA, 50230
  • Lends in Iowa
  • Security State Bank (SSB) is one of the oldest banks in Iowa. On July 1, 1884 the Bank of Radcliffe was the 1st Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated & the name was changed to Security State Bank. We are proud to be celebrating over 135 years of community service to the Hardin, Hamilton, & Story County areas.

  • Vision Bank of Iowa
  • 104 Chestnut, Ames, IA, 50010
  • Lends in Iowa
  • VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.

  • Howell Investment Finance
  • 510 S. 17th St, Suite 101 D, Ames, IA, 50010
  • Lends in Iowa
  • Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.

  • Greater Iowa Credit Union
  • 801 Lincoln Way, Ames, IA, 50010
  • Lends in Iowa
  • GICU is a proud credit union organized differently than banks and other financials. We're not-for-profit, member-owned and return net earnings to our members through higher yields, lower rates and greater overall returns on your hard-earned money.At GICU, about helping our members reach their financial goals and want to see them succeed.