FHA VS Conventional loan programs in New-Hampton, Chickasaw County, Iowa

In 2025, the conventional loan limit for New-Hampton, located in Chickasaw county of IA, is set at $647,200. Likewise, for a single-family home, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the leading Conventional, FHA, and USDA loan rates today. Our sophisticated mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, facilitating a decision on which program in IA best suits your financial situation. Assess income requirements, credit levels, reserves, and necessary documentation to ensure qualification.

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Loan Limits and Down Payment Requirements for 2025 in New-Hampton, Chickasaw, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison includes the zip codes: 50659, 50661

Options for Conventional and FHA Loans in New-Hampton, IA

The mission of Lendersa® is to connect you with the optimal Conventional, USDA, or FHA loan quickly and without hassle. Begin by selecting one of the three provided paths to find the right lenders and suitable loan programs.

Results of USDA loan requests and matching at Lendersa


  • Hills Bank
  • 3905 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402
  • Hills Bank has grown to become one of Iowa's largest independent banks. We have achieved this growth the old fashioned way — by earning our customers'​ respect, one at a time. Hills Bank was founded on the principle that banks should care about the people they serve and provide ways to help them prosper.
  • Linn Area Credit Union
  • 3015 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402
  • Linn Area Credit Union is a not-for-profit, full-service financial organization with branches in Cedar Rapids and Marion, Iowa. We are very much a local organization our employees are your neighbors & our kids go to the same school. We Are Family” is not just a tagline, it’s how we operate. We don’t call you “customers, ” we call you “members.
  • Hall Lending Group
  • 1918 St Andrews Ct NE, Cedar Rapids, IA, 52402
  • Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.
  • Iowa Mortgage Solutions
  • 4403 1st Ave SE, Suite 110, Cedar Rapids, IA, 52402
  • The IMS Home buyer Grant Program is a mortgage credit program that can help paying a down payment or other initial costs of buying a home. This money can be can be used for closing costs, setting up escrow accounts, or making a down payment. This is an extremely valuable program for somebody with steady
  • Heritage Bank Minnesota
  • 181 Main Street, West Concord, MN, 55985
  • Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota. In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.
  • Citizens First Bank
  • W25042 Hwy 54|35, Centerville, WI, 54661
  • Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender. As a family-owned community bank with roots dating back to 1969,
  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060
  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
  • The Watkins Savings Bank
  • 202 First Street, Watkins, IA, 52354
  • The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .
  • Citizens State Bank
  • 117 West First Street, Monticello, IA, 52310
  • Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
  • Farmers Trust & Savings Bank
  • 101 N Main St, Buffalo Center, IA, 50424
  • Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.
  • Park Bank Holmen, La Crosse & Sparta
  • 1200 Co Hwy DH, Holmen, WI, 54636
  • Park Bank first opened for business in Holmen in 1909. The first loan made was to buy corn for spring planting and our first deposit was for $300 into a savings account for a down payment on a new home. Today with offices also in La Crosse and Sparta, Park Bank still offers the same personalized service, pays the best money market rates.