FHA VS Conventional loan in Osage, Mitchell County, Iowa

In 2025, the conventional loan limit for Osage, situated in the county of Mitchell, IA, amounts to $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA options. This enhanced mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in finding the ideal solution in IA based on your financial context. Consider income, credit, reserves, and required documentation for qualifying efficiently.

Browse loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Osage, Mitchell, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 50461

Available Options for Conventional and FHA Loans in Osage, IA

The purpose of Lendersa® is to swiftly facilitate your access to the most suitable Conventional, USDA, or FHA loan, without hassle. Opt for one of three starting paths that lead to matching financial institutions and loan arrangements.

Results for USDA loan requests coordinated by Lendersa


  • THE MORTGAGE CONNECTION LLC
  • 1370 Dorchester Ave, Suite 24, Dorchester, MA, 02122
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Apex Capital
  • 12 Ericsson St, Boston, MA, 02122
  • Apex Capital is a private investment firm specializing in real estate secured credit investments throughout the Northeast United States We provide our real estate investor clients with bridge financing to purchase, refinance, construct, or renovate their residential and commercial investment properties when traditional lenders.
  • Bank of Easton North Easton
  • 275 Washington St, North Easton, MA, 02356
  • Bank of Easton provides traditional banking services to the surrounding communities. our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
  • Cabot Boston Credit Union
  • 2 Seaport Ln, Suite 1400, Boston, MA, 02210
  • "Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."
  • Philly Hard Money Loans
  • 300 A Street, Suite 101, Boston, MA, 02210
  • Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.
  • Coast2coast mortgage
  • 11481 Old St. Augustine Rd, Suite104, Jacksonville, FL, 32258
  • "We offer the assistance you need in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Today's technology has changed the way we do business. For example, through our website"
  • Coast2Coast Mortgage - Hard Money Division
  • 11481 Old St Augustine Rd, Suite 104, Jacksonville, FL, 32258
  • Coast2Coast Mortgage – Hard Money Division is committed to the best Hard money solutions for all of our clients individual needs. Whether you have perfect credit or less than perfect credit, we can help you reach your financing goals. Our Hard Money programs are asset based, and we lend on a variety of residential and commercial properties.
  • FHA Mortgage Source
  • 11481 Old St. Augustine Rd, Suite #104, Jacksonville, FL, 32258
  • "FHA Mortgage Source is committed to providing our customers with the most accurate and latest FHA information available online today. Our partners have an in-depth understanding of Government home loans and take time to evaluate your personal situation to find you the best options. "
  • Black Diamond Mortgage Corporation
  • 106 2nd St E, Whitefish, MT, 59937
  • Black Diamond Mortgage Corporation is an original Montana Company providing loans to buy homes and many home loan refinance opportunities. As the Experts in Real Estate Finance, we work with clients to help them buy a home, build a home, lower their monthly payments, shorten the life of their loan, consolidate debt, improve their home