FHA VS Conventional loan programs in Osage, Mitchell County, Iowa

In 2025, the conventional loan limit for Osage, situated in the county of Mitchell, IA, amounts to $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA options. This enhanced mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in finding the ideal solution in IA based on your financial context. Consider income, credit, reserves, and required documentation for qualifying efficiently.

Browse loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Osage, Mitchell, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 50461

Available Options for Conventional and FHA Loans in Osage, IA

The purpose of Lendersa® is to swiftly facilitate your access to the most suitable Conventional, USDA, or FHA loan, without hassle. Opt for one of three starting paths that lead to matching financial institutions and loan arrangements.

Results for USDA loan requests coordinated by Lendersa


  • Realty Capital Lending Group, Inc
  • 8132 Firestone Blvd, Suite 824, Downey, CA, 90241
  • Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.
  • George Guerrero Mortgage Specialist
  • 8345 Firestone Blvd, Suite 320, Downey, CA, 90241
  • Guerrero loans specializes in FHA, Conventional and VA loans. In his spare time, George is a true foodie who enjoys discovering great restaurants. As a nature lover, he frequents local trails in Southern California. Lastly, a lover of music, George has been playing the guitar since he was a child.
  • Nationwide Mortgage and Real Estate Advisors
  • 8043 2nd St, Suite 102, Downey, CA, 90241
  • Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County
  • Jose Guevara, Nueva Real Estate
  • 8141 E 2nd St, Suite 414, Downey, CA, 90241
  • Hometuity is a mega-team at Nueva RE that was founded by a group of inspiring and innovative individuals who wanted to put an emphasis on agency identity and team presence. We provide an array of complimentary services so that our clients can get the most out of their transaction.
  • Jael Yvette Munoz - Mortgage Loan Officer
  • 8141 2nd St, Suite 414, Downey, CA, 90241
  • Jael has worked in the Real Estate Industry for over 14 years holding several key positions: Realtor®, Escrow Officer, Senior Transaction Coordinator, Sales Manager and Construction Liaison. Having held these positions, Mrs. Munoz has developed exceptional organizational and management skills
  • New World Mortgage
  • 10842 Paramount Blvd., Downey, CA, 90241
  • New World Mortgage focuses on pairing you with the right mortgage loan program in the fastest time possible, without compromising attention to detail. We’ve helped many people throughout Los Angeles, Orange, Riverside and San Bernardino Counties, making their dreams of owning a home a reality.
  • My Lender Camacho
  • 10907 Downey Ave, Suite 202, Downey, CA, 90241
  • In 2005, Bryan's parents were misled by a mortgage company and purchased a home with a risky variable rate. They struggled to make their payments and had many hardships throughout the years. This motivated me to pursue a career in the mortgage industry in order to help families make intelligent financial decisions.
  • Elite Mortgage Pros
  • 8103 3rd St, Suite 1, Downey, CA, 90241
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Power House Mortgage and Real Estate Services, Inc.
  • 9317 Firestone Boulevard, Downey, CA, 90241
  • We are a full-service mortgage company based in Downey, CA. We specialize in FHA loans, first time home buyer programs and VA Mortgage in Downey. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or Refinancing in or around zip code 90241, we can help you realize your dream of home ownership