FHA VS Conventional loan programs in 2025 for Osage, Mitchell County, Iowa
In 2025, the conventional loan limit for Osage, situated in the county of Mitchell, IA, amounts to $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA options. This enhanced mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in finding the ideal solution in IA based on your financial context. Consider income, credit, reserves, and required documentation for qualifying efficiently.
Loan Limits and Down Payment Requirements for 2025 in Osage, Mitchell, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This table applies to zip codes: 50461
Available Options for Conventional and FHA Loans in Osage, IA
The purpose of Lendersa® is to swiftly facilitate your access to the most suitable Conventional, USDA, or FHA loan, without hassle. Opt for one of three starting paths that lead to matching financial institutions and loan arrangements.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Restoration Capital was founded on the belief that real estate investing should be accessible to everyone. Our mission is to be a launching pad for new investors and a growth accelerator for experienced investors. Over the last ten years we have funded over $500 million in investment real estate projects.
12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.
Our Mission is TO SERVE AS THE PRIMARY FINANCIAL INSTITUTION OF OUR MEMBERSHIP BY PROVIDING EFFICIENT SERVICES OF HIGH QUALITY, THUS PROMOTING THE PHILOSOPHY OF "PEOPLE HELPING PEOPLE". San Juan Mountains Credit Union welcomes all people to become a member, not just another account number like at other financial institutions.
NuVista Federal Credit Union which was originally Montrose Federal Credit Union was established in 1964. It was built on honesty, integrity & self worth.We hold that same foundation today.When first opened the credit union was for federal employees only. Times have changed & we know now that the support of the community as a whole is what helps us.
It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
30 East Johnston Street, Suite B, Forsyth, GA, 31029
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25' building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
At Capital Finance Mortgage, we are a residential mortgage lender that believes your home is your most important investment, and when it comes to your mortgage, you deserve expert advice. We believe in using our experience to educate our clients, and in helping you find the right loan for your family, and for your goals.