FHA VS Conventional loan programs in 2025 for Charles-City, Floyd County, Iowa
For 2025, the conventional loan limit in Charles-City, located in the county of Floyd, IA, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680. These figures are vital for homebuyers planning their finances.
The Lendersa® Conventional loan calculator is a beneficial tool for comparing today's rates among Conventional, FHA, and USDA loans. It helps determine income, credit, reserves, and documents needed to qualify. With this advanced mortgage calculator, you can place Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting you to choose the best program in IA for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Charles-City, Floyd, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table pertains to the zip codes: 50616
Available Conventional and FHA Loan Options in Charles-City, IA
The goal of Lendersa® is to quickly and effectively provide you with the ideal Conventional, USDA, or FHA loan, devoid of complication. Choose one of three starting strategies that connect you with matching lenders and loan programs.
500 Office Park Dr, Suite 410, Birmingham, AL, 35223
Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2850 19th Street South, Suite 300, Birmingham, AL, 35209
"We have built a strong reputation for over 25 years as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout our southeast lending area.
We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending"
Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.
Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.
