FHA VS Conventional loan programs in 2025 for Ottumwa, Wapello County, Iowa
In 2025, the conventional loan ceiling in Ottumwa, nestled within the county of Wapello, IA, is set at $726,200. Meanwhile, for single-family homes, the FHA loan limit is established at $472,030.
Make use of the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, and reserves necessary, as well as documents required for eligibility. Through our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans in parallel, aiding your decision on which program in IA best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Ottumwa, Wapello, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable to zip codes: 52501
Comprehensive Loan Options: Conventional and FHA in Ottumwa, IA
Lendersa® aims to facilitate a swift and hassle-free process for obtaining the best available Conventional, USDA, or FHA loans. Choose among three starting paths to connect with corresponding lenders and loan schemes.
One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
1489 W Warm Springs Road, Suite 110, Office 241, Henderson, NV, 89014
Tri Crown Real Estate's founder Jim Dunn's business determination, Terri has moved up the ranks and has become our newest president and presiding Broker for both California and Nevada. She has impressed many as a forward thinker and excellent communicator along with expert business negotiation.
1489 W Warm Springs Rd, Suite 110, Henderson, NV, 89014
The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first-time home buyer, purchasing your dream home,refinancing an outstanding loan, or consolidating debt
At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Silver State Schools Credit Union strives to be the market leader .
1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
