FHA VS Conventional loan programs in Ottumwa, Wapello County, Iowa
In 2025, the conventional loan ceiling in Ottumwa, nestled within the county of Wapello, IA, is set at $726,200. Meanwhile, for single-family homes, the FHA loan limit is established at $472,030.
Make use of the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, and reserves necessary, as well as documents required for eligibility. Through our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans in parallel, aiding your decision on which program in IA best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Ottumwa, Wapello, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable to zip codes: 52501
Comprehensive Loan Options: Conventional and FHA in Ottumwa, IA
Lendersa® aims to facilitate a swift and hassle-free process for obtaining the best available Conventional, USDA, or FHA loans. Choose among three starting paths to connect with corresponding lenders and loan schemes.
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