Explore the differences! FHA VS Conventional loan programs in Ottumwa, Wapello County, Iowa
In 2025, the conventional loan ceiling in Ottumwa, nestled within the county of Wapello, IA, is set at $726,200. Meanwhile, for single-family homes, the FHA loan limit is established at $472,030.
Make use of the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, and reserves necessary, as well as documents required for eligibility. Through our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans in parallel, aiding your decision on which program in IA best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Ottumwa, Wapello, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable to zip codes: 52501
Comprehensive Loan Options: Conventional and FHA in Ottumwa, IA
Lendersa® aims to facilitate a swift and hassle-free process for obtaining the best available Conventional, USDA, or FHA loans. Choose among three starting paths to connect with corresponding lenders and loan schemes.
Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
4311 Middle Settlement Road, New Hartford, NY, 13413
GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.
First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,
852 Orleans Road, Suite 203, Charleston, SC, 29407
We have been serving homeowners and homebuyers in the Lowcountry since 2002. Our loan officers have a wide range of experience in working with homebuyer's and homeowners to find the loan that best meets your needs. Jeff has been working as a mortgage loan officer since 2005. Jeff has worked with FHA, VA, Fannie Mae, USDA and Freddie Mac loans.
1180 Sam Rittenberg Blvd, Suite 160, Charleston, SC, 29407
Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird. Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old
126 Seven Farms Drive, Suite 160-B, Daniel Island, SC, 29492
The Mortgage Company, Inc. is owned by Tim Murphy. The Mortgage Company, on Daniel Island, South Carolina serving clients in Charleston, Mount Pleasant, Summerville, West Ashley, Hanahan, Ladson, Goose Creek and North Charleston offers ZipForHome, the latest in financial tools to begin the home buying process.
133 River Landing Drive, Suite 100, Charleston, SC, 29492
Anchor Mortgage proudly services North and South Carolina.We specialize in VA loans, FHA loans, conventional loans, refinances, commercial and investment loans, fix and flip loans and many more. We are the most creative direct mortgage lenders in the Carolina’s and have helped thousands of our clients get into the home of their dreams.
2265 Clements Ferry Rd, Suite 208, Charleston, SC, 29492
Coastlend Mortgage has been helping families since 2006 and has successfully closed more than 750 mortgage transactions. Our experience combined with exceptional customer service is what separates Coastlend from the rest. Our commitment to providing buyers with the best loans and making sure they have the best experience
