FHA VS Conventional loan in Ottumwa, Wapello County, Iowa

In 2025, Convetional loan limit in Ottumwa, county of Wapello, IA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ottumwa, county of Wapello, IA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 52501

Conventional and FHA loan options in Ottumwa, IA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • A E Rivera Mortgage
  • 201 Steele Street, Suite 200, Denver, CO, 80206
  • A E RIVERA MORTGAGE, LLC is a localy owned and operated mortgage lender servicing the Rocky Mountain region since 1998. Anthony E. Rivera, President, began his career in 1982. During his career, Mr. Rivera has served in every capacity of the mortgage loan process. This experience and knowledge drives an extremely efficient
  • PB Funding Inc
  • 44 Cook Street, Suite 100, Denver, CO, 80206
  • The PB Funding Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Team Lassen
  • 13606 Xavier Lane, Suite E, Broomfield, CO, 80023
  • Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle. While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
  • North Point Financial Inc
  • 1203 24th St, Denver, CO, 80205
  • North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • RP Mortgage LTD
  • 2301 Blake, Suite 100, Denver, CO, 80205
  • RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
  • Red Door Mortgage
  • 2049 Larimer Street, Denver, CO, 80205
  • Red Door Mortgage is a hand-picked team of highly respectable experienced Mortgage Loan Originators coming together to work for you. Our experience and dedicated professionalism ensure our clients have an exceptional mortgage experience they expect from Red Door Mortgage. Our decades of experience in the unique world of Mortgages positions us.
  • Beacon Lending
  • 2301 Blake Street, Suite 207, Denver, CO, 80205
  • Beacon Lending Our #1 goal is to provide the best customer service you will ever receive from a mortgage broker. We have a high rate of return clients because we take time to understand our client's unique situation. Our experience allows us to fit them into a mortgage that works best for them.