FHA VS Conventional loan programs in Centerville, Appanoose County, Iowa
In the year 2026, the limit for Conventional loans in Centerville, within the county of Appanoose, IA, stands at $726,200, while the ceiling for FHA loans for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's prime rates for Conventional, FHA, and USDA loans. It allows you to figure out the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loan options side by side, assisting you in determining the best choice for your financial situation in IA.
Loan limits and down payment requirements for 2026 in Centerville, located in Appanoose, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 52544
Available Conventional and FHA loan options in Centerville, IA
The goal of Lendersa® is to quickly get you the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose one of three available pathways to connect with suitable lenders and relevant loan programs.
Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
Meridian Credit Union is a not-for-profit, member-owned financial cooperative that exists to serve its members. Being a not-for-profit cooperative means we return a portion of earnings back to our members by offering competitive rates on deposits & loans. Meridian Credit Union provides a safe place to save & borrow money.
South Ottumwa Savings Bank has grown from a simple currency exchange to a full-service financial institution with acquired offices of Hedrick Savings Bank in 2011, West Liberty State Bank in 2015 and Peoples State Bank in 2020. A community bank, with decisions made locally by people who know the community and surrounding areas.
Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.
Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.
Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.
We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
