FHA VS Conventional loan programs in 2026 for Eagle-Grove, Wright County, Iowa

As of 2026, the approved conventional loan limit in Eagle-Grove, situated in Wright county within IA, is $647,200. On the other hand, for a single-family home, the FHA limit established is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore today's leading Conventional, FHA, and USDA rates. With our sophisticated mortgage tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side. This helps you determine which program in IA aligns best with your financial goals. Analyze the necessary income, credit scores, reserves, and documentation needed for qualification.

Review loan offerings from more than 100 lenders today

2026 Loan Limits and Down Payment Requirements in Eagle-Grove, located in Wright, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This detailed comparison table applies to the zip codes listed: 50533

Explore Conventional and FHA Loan Opportunities in Eagle-Grove, IA

The primary aim of Lendersa® is to efficiently connect you with the best Conventional, USDA, or FHA loan options available—without any hassle. You can select one of the three pathways we offer to locate compatible lenders and suitable loan programs that best match your needs.

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Eagle-Grove Lenders

  • WCF Financial Bank
  • 401 Fair Meadow Dr, Webster City, IA, 50595
  • Lends in Iowa
  • WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services.
    After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service

  • Power Co-op Employees Credit Union
  • 1208 North 13th Street, Humboldt, IA, 50548
  • Lends in Iowa
  • Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.

  • FORT Dodge Family Credit Union
  • 407 2nd Avenue S, Fort Dodge, IA, 50501
  • Lends in Iowa
  • On April 27,1940, our Credit Union began as the Serum Employee's Credit Union. We served the Serum Company's employees and their family members. Through the years the Serum Company evolved into the Fort Dodge Laboratories and continued to evolve through other companies and is now known as Elanco Animal Health.

  • Security Savings Bank
  • 1015 Market Street, Gowrie, IA, 50543
  • Lends in Iowa
  • The history of our Bank dates back to April 25, 1914, in the small community of Slifer, Iowa, when a small group of farmers met and decided a bank was needed in the area. As a result, they organized and chartered Slifer Savings Bank. Having survived the depression of the early thirties, the Bank was relocated to Farnhamville on June 1, 1934

  • Security State Bank
  • 207 Isabella Street, Radcliffe, IA, 50230
  • Lends in Iowa
  • Security State Bank (SSB) is one of the oldest banks in Iowa. On July 1, 1884 the Bank of Radcliffe was the 1st Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated & the name was changed to Security State Bank. We are proud to be celebrating over 135 years of community service to the Hardin, Hamilton, & Story County areas.

  • Boone Bank & Trust Co.
  • 716 8th St, Boone, IA, 50036
  • Lends in Iowa
  • Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.

  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Lends in Iowa
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions

  • Vision Bank of Iowa
  • 104 Chestnut, Ames, IA, 50010
  • Lends in Iowa
  • VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.

  • Howell Investment Finance
  • 510 S. 17th St, Suite 101 D, Ames, IA, 50010
  • Lends in Iowa
  • Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.