FHA VS Conventional loan programs in 2025 for West-Burlington, Des Moines County, Iowa

For the year 2025, the Conventional loan ceiling in West-Burlington, within the county of Des Moines, IA, is set at $647,200. At the same time, the FHA cap stands at $420,680 when it comes to a single-family home.

You can utilize the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates. This tool helps you ascertain the income, credit, reserves, and documentation required for qualification. Our mortgage calculator enables a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program for your financial scenario in IA.

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Loan limits and down payment requirements for 2025 in West-Burlington, Des Moines county, IA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to these zip codes: 52655

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  • The Dooley Team
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  • Colorado Lending Team Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your.