For the year 2026, the Conventional loan ceiling in West-Burlington, within the county of Des Moines, IA, is set at $647,200. At the same time, the FHA cap stands at $420,680 when it comes to a single-family home.
You can utilize the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates. This tool helps you ascertain the income, credit, reserves, and documentation required for qualification. Our mortgage calculator enables a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program for your financial scenario in IA.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Applies to these zip codes: 52655
Lendersa® aims to expedite your access to the ideal Conventional, USDA, or FHA loan, eliminating unnecessary hassle. Choose one of three pathways to connect with matching lenders and loan options.
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