FHA VS Conventional loan in West-Burlington, Des Moines County, Iowa
For the year 2026, the Conventional loan ceiling in West-Burlington, within the county of Des Moines, IA, is set at $647,200. At the same time, the FHA cap stands at $420,680 when it comes to a single-family home.
You can utilize the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates. This tool helps you ascertain the income, credit, reserves, and documentation required for qualification. Our mortgage calculator enables a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program for your financial scenario in IA.
Loan limits and down payment requirements for 2026 in West-Burlington, Des Moines county, IA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applies to these zip codes: 52655
Explore Conventional and FHA loan options in West-Burlington, IA
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