FHA VS Conventional loan programs in 2026 for Fort-Madison, Lee County, Iowa

In 2026, the conventional loan limit for Fort-Madison, in Lee county, IA, is set at $647,200, while the FHA limit for a single-family home reaches $420,680.

Use the Lendersa® Conventional loan calculator to evaluate the most advantageous rates today for Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side to select the best program in IA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Fort-Madison, Lee, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the following zip codes: 52627

Conventional and FHA Loan Options in Fort-Madison, IA

Lendersa® is committed to securing the best Conventional, USDA, or FHA loan for you swiftly and without inconvenience. Choose one of three starting points to link with suitable lenders and loan programs.

Results for USDA loan requests via Lendersa


Fort-Madison Lenders

  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Lends in Iowa
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.

  • F&M Bank & Trust
  • PO Box 928, Burlington, IA, 52601
  • Lends in Iowa
  • Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else.

    Farmers & Merchants Savings Bank was chartered on March 1, 1916.

  • 5 Star Community Credit Union
  • 100 S Cherry Street, Mount Pleasant, IA, 52641
  • Lends in Iowa
  • 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.

  • Libertyville Savings Bank
  • 2000 W. Jefferson, Fairfield, IA, 52556
  • Lends in Iowa
  • At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.