FHA VS Conventional loan programs in Burlington, Des Moines County, Iowa

In 2026, the conventional loan limit in the city of Burlington, situated in the county of Des Moines, IA, is set at $726,200. For a single-family residence, the FHA cap is $472,030.

Utilize the Lendersa® Conventional loan calculator to examine and compare the top rates available today for Conventional vs. FHA vs. USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides you with a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, aiding you in deciding which program in IA aligns best with your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Burlington, Des Moines, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table pertains to zip codes: 52601

Explore Conventional and FHA Loans in Burlington, IA

At Lendersa®, our objective is to assist you in securing the ideal Conventional, USDA, or FHA loan with speed and ease, avoiding unnecessary hassle. Begin by selecting one of three starting routes that connect you with appropriate lenders and loan programs.

Results for Lendersa USDA loan requests


Burlington Lenders

  • F&M Bank & Trust
  • PO Box 928, Burlington, IA, 52601
  • Lends in Iowa
  • Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else.

    Farmers & Merchants Savings Bank was chartered on March 1, 1916.

  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Lends in Iowa
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.

  • 5 Star Community Credit Union
  • 100 S Cherry Street, Mount Pleasant, IA, 52641
  • Lends in Iowa
  • 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.

  • Members Community Credit Union
  • 159 Colorado Street, Muscatine, IA, 52761
  • Lends in Iowa
  • Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.