FHA VS Conventional loan in Rupert, Minidoka County, Idaho

In 2026, the conventional loan limit in Rupert, within Minidoka, ID, is $726,200, while the FHA limit for a single-family home stands at $472,030.

Use Lendersa®'s calculator to assess today's best rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the suitable program in ID.

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2026 Loan Limits and Down Payment Requirements in Rupert, Minidoka, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

This table addresses the following zip codes: 83350

Loan Options for Conventional and FHA Lending in Rupert, ID

The aim of Lendersa® is to secure the best available conventional, USDA, or FHA loans quickly and hassle-free. Choose any of three starting points to connect with lenders and matching loan programs.

Results from USDA loan requests with Lendersa


Rupert Lenders

  • DL Evans Bank
  • 375 N Overland Ave, Burley, ID, 83318
  • Lends in Idaho
  • D.L. Evans Bank! We know there are many financial institutions you could bank with, so here is what makes us different: Our greatest asset is you. We owe our success to the relationships we have with our customers, not the size of their accounts or a sales quota. Our customers are our partners and friends, and their success is what drives us.

  • Rails West Federal Credit Union
  • 4708 N Yellowstone Avenue, Chubbuck, ID, 83202
  • Lends in Idaho
  • The Rails West Federal Credit Union has been serving members since 1935. We are a non-profit financial institution, owned and controlled by our members. Our Mission is to serve the personal financial needs of our members efficiently and vigorously.

    Our Vision is to become the primary financial institution for the entire credit union

  • The Mortgage Specialists
  • 770 East Chubbuck Road, Pocatello, ID, 83202
  • Lends in Idaho
  • "The Mortgage Specialists is an industry-leading mortgage brokerage firm in Idaho with one goal in mind: to get you the best mortgage possible.

    From beginning to end, our team of highly qualified mortgage brokers will simplify the process for you. We have established connections with several noteworthy lenders in the country,

  • MORTGAGE SOLUTIONS
  • 321 N Main St., Bellevue, ID, 83313
  • Lends in Idaho
  • Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,

  • Farmers Bank - Idaho
  • 914 Main Street, Buhl, ID, 83316
  • Lends in Idaho
  • The Bank will provide quality services & products in a safe & secure environment at competitive prices to our customers. The Bank will provide services & products by friendly, competent people who are well trained, adequately compensated, & treated fairly. Farmers Bank will be an active member of the community with a tradition of financial support.

  • Ireland Bank
  • 33 Bannock Street, Malad City, ID, 83252
  • Lends in Idaho
  • Ireland Bank is a community bank that’s big enough to serve you, small enough to care. We’re proud to have contributed to the growth of Idaho communities since 1892. We were originally founded in Malad, Idaho by the pioneer community’s leading citizens. Ireland Bank has survived depressions, stock market crashes, wars and agricultural disasters.

  • SEI Credit Union
  • 555 N 5th Avenue, Pocatello, ID, 83201
  • Lends in Idaho
  • At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.

  • Connections credit union
  • 1150 North 8th Avenue, Pocatello, ID, 83201
  • Lends in Idaho
  • Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.

  • Advantage Plus Federal Credit Union
  • 2133 E Center St, Pocatello, ID, 83201
  • Lends in Idaho
  • We are a locally owned and operated credit union serving the communities in the Southeastern Idaho area. Since first opening our doors in 1953, Advantage Plus FCU has always been a credit union with 100% focus on the betterment of our member base. That means that all product, supplemental resources.

  • Nexus Mortgage Lending
  • 550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
  • Lends in Idaho
  • At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.