Explore the differences! FHA VS Conventional loan programs in Alsip, Cook County, Illinois

In the year 2025, the conventional loan limit in Alsip, located within Cook County, IL, is set at $726,200. Meanwhile, the FHA lending limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the competitive rates available today, comparing Conventional vs. FHA vs. USDA options. This tool aids in determining the necessary qualifications, such as income, credit score, reserves, and documents required. Our sophisticated mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in selecting the best program in IL tailored to your financial needs.

Examine loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Alsip, Cook, IL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The details in this comparison table are applicable to the following zip codes: 60803

Explore Conventional and FHA Loan Options in Alsip, IL

Lendersa® is committed to helping you secure the most suitable Conventional, USDA, or FHA loan with speed and efficiency, free of complications. Choose one of three suggested approaches to access matching lenders and loan programs.

Review of USDA loan requests and results by Lendersa


  • Silliman Private Lending
  • 900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
  • Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
  • Mid-Atlantic Commercial Capital LLC
  • 210 N Main St, Culpeper, VA, 22701
  • Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
  • Union State Bank
  • 2019 Cogswell Avenue, Pell City, AL, 35125
  • In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
  • NobleBank & Trust
  • 1509 Quintard Ave, Anniston, AL, 36201
  • At NobleBank, we are committed to providing the highest quality banking services with a friendly, family-oriented approach that helps both families and businesses in Central Alabama. It’s simple to open or switch your accounts to NobleBank, and our local bankers simplify the process by helping every step of the way.
  • AMSTAR MORTGAGE NETWORK, INC
  • 2478 Burnt Hickory Road NW, Marietta, GA, 30064
  • Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin
  • Madison Chase Capital Advisors LLC
  • 8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
  • Our mission is to build generational wealth through home ownership. The MCCA vision is to offer our clients more than just mortgage loan options, but financial advice, innovative solutions and advocacy. We help our clients make real estate decisions and purchases that will bring sustainable wealth for generations to come.
  • Screen Door Mortgage LLC
  • 11770 Haynes Bridge Rd, Suite 205-502, Alpharetta, GA, 30009
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Houzzle Financial Inc
  • 2475 Northwinds Parkway, Suite 525, Alpharetta, GA, 30009
  • Houzzle Financial we know that your home loan mortgage is WAY more than just a loan for a house. It's your home where you will make many memories and raise your family. When you entrust Houzzle Financial with one of the most important purchases in your life, you’ll take advantage of our extensive experience and dedication to you.
  • David Kilpatrick Financial LLC
  • 8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MILEND, INC
  • 8995 Westside Parkway, Alpharetta, GA, 30009
  • MiLEND, Inc. has served thousands of home buyers and homeowners by providing them with a common-sense approach to the mortgage business. Since 1995, the mission has provided the foundation for MiLEND, Inc. to grow as we aim to consistently keep our customer's and partner's lives simple when purchasing or refinancing a home.
  • CORNERSTONE MORTGAGE GROUP, LLC
  • 41 Marietta Street, Alpharetta, GA, 30009
  • Cornerstone Mortgage Group, LLC. is a full-service mortgage lending institution based in Atlanta, GA. We are committed to differentiating ourselves from our competition by offering Raving Fan" customer service and building our business based off referrals and word of mouth advertising.
  • United Methodist Connectional Federal Credit Union
  • 1991 Lower Roswell Rd, Marietta, GA, 30068
  • Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members. Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference