Explore the differences! FHA VS Conventional loan programs in Palos-Heights, Cook County, Illinois

In 2025, the limit for a Conventional loan in Palos-Heights, Cook County, IL, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Take advantage of the Lendersa® Conventional loan calculator to assess today's optimal rates for Conventional, FHA, and USDA loans. Understand the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA options side by side, aiding you in selecting the best program for your financial situation in IL.

Examine loan propositions from 100 lenders

2025 Loan Limits & Down Payment Conditions in Palos-Heights, Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison applies to the following ZIP codes: 60463

Examine Conventional and FHA Loan Alternatives in Palos-Heights, IL

Lendersa® is committed to quickly matching you with the best possible Conventional, USDA, or FHA loan options. Start with any of three paths that guide you to appropriate lenders and loan programs.

Discover USDA Loan Requests and Matching at Lendersa


  • Eddie Fooshang Mortgage Team
  • 1490 Rusk Rd, Suite 401, Round Rock, TX, 78664
  • Eddie Fooshang is a Residential Mortgage Loan Originator. As a teen age boy in Egypt, he was fascinated with America through his favorite show “Walker Texas Ranger”. He dreamt of the day he would move to the USA, & specifically Texas to live the American Dream! His love for America and the American dream made him so passionate about home ownership.
  • Austin Mortgage Associates
  • 1717 N Mays St, Round Rock, TX, 78664
  • Austin Mortgage Associate are a full-service residential mortgage broker providing Texas Home Loans in Austin, Houston, San Antonio, and Dallas and Fort Worth metro areas. We have been serving the needs of the residential mortgage community since 2000. Our customers know us for competitive rates and consistent customer satisfaction
  • Home Team Lending (DeLand Branch)
  • Home Team Lending (DeLand Branch), Deland, FL, 32720
  • Home Team Lending, powered by MortgageAdvisors .com, we take a small town approach to lending by meeting with most of our clients face to face to educate them on our full line of mortgage products as well as to get to know their short and long term goals with their investment so that we can recommend the best options for them.
  • Rockland Savings Bank
  • 582 Main Street, Rockland, ME, 04572
  • Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
  • Volusia Mortgage
  • 5889 S. Williamson Blvd., Suite 1320, Port Orange, FL, 32128
  • We are dedicated to becoming the leading provider of residential mortgage loans in Volusia County, Florida. We will accomplish this by providing superior service and value to our clients while adhering to high standards of integrity, ethics, and accountability in all we do. We live here, we work here. Neighbors helping neighbors.
  • Sandy Inosencio
  • 5889 S. Williamson Blvd. Ste. 210, Port Orange, FL, 32128
  • "Established 1994Sandra Inosencio is your premier mortgage professional located in Port Orange, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area."
  • Turn-Key Mortgage Inc
  • 8218 Summer Breeze Lane, Rosenberg, TX, 77469
  • As a certified broker Jennifer Brown have beenhelping the people of Houston understand and navigate the complex process of buying or refinancing a property. My services help clients secure the necessary financing for one of life’s most significant purchases. Jennifer committed to easing your concerns and addressing all of your mortgage needs.
  • Roscoe State Bank
  • 117 Cypress St, Roscoe, TX, 79545
  • Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.
  • Kessler Real Estate Financial Services Inc
  • 3959 South Nova Road, Suite B-30, Port Orange, FL, 32127
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Simplicity Mortgage
  • 411 DUNLAWTON AVENUE, Port Orange, FL, 32127
  • Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .