FHA VS Conventional loan programs in 2025 for Palos-Heights, Cook County, Illinois

In 2025, Convetional loan limit in Palos-Heights, county of Cook, IL is $647,200 while FHA limit is $420,680 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Palos-Heights, county of Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 60463

Conventional and FHA loan options in Palos-Heights, IL

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Lendersa USDA loan request and matching results



  • Clinton National Bank
  • 235 6th Avenue South, Clinton, IA, 52732
  • Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.

  • Longview Bank and Trust
  • 121 S Pennsylvania St, Chrisman, IL, 61924
  • Longview Capital Corporation is a three bank holding company that is closely held, whose mission is to serve the rural areas of central Illinois and West Central Indiana. It is our belief that the financial security of the residents of this highly productive agricultural area is an important part of the democratic form of government

  • State Bank of Cross Plains
  • 108 North Main Street, Verona, WI, 53593
  • State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.

  • Stampfli Mortgage, LLC
  • 303 S. Main Street, Verona, WI, 53593
  • "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise. Our expert Mortgage Advisors work closely with multiple wholesale lenders."

  • Glasford State Bank
  • 305 East Main Street, Glasford, IL, 61533
  • Glasford Bank can trace its roots back to July 15, 1900, when it opened with just two deposits. Originally known as Farmers and Traders Bank, it was located at the corner of Main and Hickory in a converted cigar factory. In 1905, the bank was relocated into a new brick building on the south side of Main Street.

  • Horicon Bank
  • 326 East Lake Street, Horicon, WI, 53032
  • Horicon Bank was founded in 1896 by Daniel C. Van Brunt, the inventor of the grain drill. His manufacturing company was sold in 1911 to Deere & Company, which continues to operate the factory as John Deere Horicon Works, producing consumer products including lawn tractors. Our home office building in Horicon was constructed in 1915.

  • The Mortgage Group
  • 411 E Lake St, Horicon, WI, 53032
  • KRISTINE B. SCHROEDER started this company to provide mortgage loan customer’s with a fast, convenient and hassle-free loan process. Buying or Refinancing your dream home can be an exciting time for you. We are here to help guide you through the process using our knowledge and expertise to find the right solution to your personal mortgage needs.

  • Heritage Credit Union
  • 2555 Shopko Dr, Madison, WI, 53704
  • Heritage Credit Union was established in Madison, WI in 1934 to serve the employees of Oscar Mayer & Company. The non-profit, member-owned financial institution has branches in Madison, Sauk City, Phillips, Chetek and Ladysmith, Wisconsin, and in Rockford, Machesney Park, and Galesburg, Illinois.

  • US LENDING SOLUTIONS
  • 255 N Sherman Ave, Suite 3, Madison, WI, 53704
  • Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.

  • Family Financial Credit Union
  • 3575 Henry Street, Muskegon, MI, 49441
  • Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
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