FHA VS Conventional loan programs in 2025 for Arlington-Heights, Cook County, Illinois

In the year 2025, the limit for Conventional loans in Arlington-Heights, located in the county of Cook, IL, is set at $647,200. Meanwhile, for a single-family residence, the FHA loan limit is $420,680.

Lendersa® offers a Conventional loan calculator, enabling you to assess today's Conventional, FHA, and USDA rate variations. It assists in determining the necessary income, credit, reserves, and documentation for qualification. Use our sophisticated mortgage calculator to compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, helping you choose which program in IL is most suitable for your specific financial scenario.

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Loan limits and required down payments for 2025 in Arlington-Heights, Cook county, IL

Type of Loan Max Loan Amount Required Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparative table is applicable to the following zip codes: 60005, 60004

Exploring Conventional and FHA loan options in Arlington-Heights, IL

The aim of Lendersa® is to facilitate acquiring the best Conventional, USDA, or FHA loan smoothly and promptly. Consider starting with any of these three options that match you with suitable lenders and loan programs.

Results for Lendersa's USDA loan requests


  • Home Loans Made Easy, LLC
  • 5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
  • Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.
  • Smarter Mortgage
  • 6349 South Padre Island Dr, Corpus Christi, TX, 78412
  • Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.
  • Cape Coral Mortgage
  • 3512 Del Prado Blvd S, Cape Coral, FL, 33904
  • At Cape Coral Mortgage, we are different. You need someone you can trust when you are making the biggest financial decision of your life. You need someone who has been around for a long time and has weathered the storm. A company who has people you can meet with, look in the eye and get the truth from.
  • American Mortgage Solutions Inc
  • 3046 Del Prado Blvd S, Suite 1-B, Cape Coral, FL, 33904
  • American Mortgage Solutions (AMS), your mortgage broker in Cape Coral FL and Louisville KY. We are proudly licensed in Kentucky, Florida, Indiana, Colorado, and Tennessee, where we have been financing homebuyers’ and homeowners’ dreams for more than 20 years. Moving our clients from application to closing is a process that we take pride in.
  • Edison Mortgage Group Inc
  • 1325 Southeast 47th Street, Suite F, Cape Coral, FL, 33904
  • Our mission at Edison Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lendstar Financial Services
  • 3501 Del Prado Blvd, Suite 100, Cape Coral, FL, 33904
  • LENDSTAR MORTGAGE, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Trust Mortgage, Inc.
  • 1222 SE 47th St, Cape Coral, FL, 33904
  • We are Loan Consultants and Reverse Mortgage Specialists. We can close in 30 days or less. Additionally, we are a wholesale broker, which allows us the best interest rates available for our clients, and we are always working on making our customer service the best available.Established in 2014.
  • Island Coast Mortgage
  • 3013 Del Prado Blvd S #2, Cape Coral, FL, 33904
  • Island Coast Mortgage was founded in 1986 with a vision to make it fast, easy and affordable for every homebuyer in Florida to find a suitable mortgage. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to connect clients with ideal home loans while providing them with the lowest interest rates
  • Premier Mortgage Consultants
  • 2534 SE Santa Barbara Pl, St #201, Cape Coral, FL, 33904
  • Welcome to Premier Mortgage Consultants! PMC is a leading mortgage company dedicated to providing you with the highest level of client service. Our qualified loan officers have years of experience, access to hundreds of loan programs and relationships with over 50 of the nation's leading wholesale lenders and banks.
  • Odom Mortgage
  • 1211 Miramar St #4, Cape Coral, FL, 33904
  • We offer FHA home loans, VA, USDA, conventional, reverse mortgages, and renovation loans. We focus on providing expert advice and service. We finance primary homes, secondary homes, and investment properties up to four units.Established in 2018.Odom Mortgage specializes in home loans in Cape Coral, FL. Fast closings, reliable results.
  • Edison Mortgage Group
  • 1325 SE 47th Street Suite F, Cape Coral, FL, 33904
  • Edison Mortgage Group, Inc. is a company based out of 1222 SE 47th Street, Cape Coral, Florida, United States. We are a full service Florida Mortgage Business helping Florida Realtors with financing for their valued clients Since 1998. Through the mortgage “Boom” & the “Bust”, our Florida Realtor partners have always relied on us!