FHA VS Conventional loan programs in 2026 for Arlington-Heights, Cook County, Illinois

In the year 2026, the limit for Conventional loans in Arlington-Heights, located in the county of Cook, IL, is set at $647,200. Meanwhile, for a single-family residence, the FHA loan limit is $420,680.

Lendersa® offers a Conventional loan calculator, enabling you to assess today's Conventional, FHA, and USDA rate variations. It assists in determining the necessary income, credit, reserves, and documentation for qualification. Use our sophisticated mortgage calculator to compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, helping you choose which program in IL is most suitable for your specific financial scenario.

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Loan limits and required down payments for 2026 in Arlington-Heights, Cook county, IL

Type of Loan Max Loan Amount Required Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparative table is applicable to the following zip codes: 60005

Exploring Conventional and FHA loan options in Arlington-Heights, IL

The aim of Lendersa® is to facilitate acquiring the best Conventional, USDA, or FHA loan smoothly and promptly. Consider starting with any of these three options that match you with suitable lenders and loan programs.

Results for Lendersa's USDA loan requests


Arlington-Heights Lenders

  • Mortgage Store Co
  • 1311 S Princeton Ave, Arlington Heights, IL, 60005
  • Lends in Illinois
  • The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • Lends in Illinois
  • "Established in 2003 as a partner company to Town & Country Realty.
    We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"

  • The Mortgage Marketplace Inc
  • 510 West Northwest Highway, Mount Prospect, IL, 60056
  • Lends in Illinois
  • The Mortgage Marketplace Inc We offer true no-cost loans. This means that if we quote you a no-cost loan, then there will be absolutely no closing costs - which include lender fees, title fees and appraisal fees. But there are so many combinations of rates and fees, so if you decide you'd rather pay some of the closing costs.

  • Schaumburg Bank & Trust Company, National Association
  • 1180 E Higgins Rd, Schaumburg, IL, 60173
  • Lends in Illinois
  • Schaumburg Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • Bluestar Mortgage Inc
  • 951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
  • Lends in Illinois
  • We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.

  • Moonstar Mortgage
  • 953 N. Plum Grove Road, Schaumburg, IL, 60173
  • Lends in Illinois
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.

  • American Financial Mortgage Services Inc
  • 1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
  • Lends in Illinois
  • American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.

  • HomeTown Lending Partners LLC
  • 1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
  • Lends in Illinois
  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy

  • Connect Mortgage Corp
  • 1375 Remington Road, Suite C, Schaumburg, IL, 60173
  • Lends in Illinois
  • Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.