FHA VS Conventional loan programs in 2025 for Prospect-Heights, Cook County, Illinois

In the year 2025, the limit for Conventional loans in Prospect-Heights, within the county of Cook, IL, is set at $647,200. Conversely, the FHA loan limit for a single-family home stands at $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate today’s most competitive rates between Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation necessary to qualify. Our cutting-edge mortgage calculator allows for a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in IL best fits your financial needs.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requisites in Prospect-Heights, Cook, IL County

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table of comparisons pertains to zip codes: 60070

Options for Conventional and FHA Loans in Prospect-Heights, IL

Lendersa® strives to provide the optimal Conventional, USDA, or FHA loan swiftly and with minimal hassle. You can select from three initial paths to connect with suitable lenders and loan programs.

Lendersa USDA loan inquiry and results


  • Acclaim Federal Credit Union
  • 1823 Banking Street, Greensboro, NC, 27408
  • Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.
  • Sixth Avenue Baptist Federal Credit Union
  • 1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211
  • Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
  • ECO Credit Union
  • 105 Frankfurt Cir, Birmingham, AL, 35211
  • eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
  • 4 Ever Lending USA
  • 8245 Boone Blvd, Suite 450, Vienna, VA, 22182
  • 99% of 4Ever Lending USA’s team are now Homeowners. We’ve engineered our processes to get our clients the best rates, customized lending options that help them close 3x faster than the industry average. If you’re on a deadline…we’re here for you. Our team of experts is available 24/7 365,
  • United Bank
  • 2071 Chain Bridge Rd, Vienna, VA, 22182
  • At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors.
  • Old Dominion National Bank
  • 8601 Westwood Center Dr, Tysons Corner, VA, 22182
  • Old Dominion will be the premier community Bank in our markets through excellence in employee engagement, customer service, financial performance, and community involvement. Our Mission is to build long-lasting, trustworthy relationships with our employees, customers, shareholders, and communities.
  • Team Piero Cornejo
  • 8500 Leesburg Pike, Suite 200, Tysons, VA, 22182
  • our mission has been to help first-time home buyers, low to moderate income buyers and minorities. This mission has propelled us to become the largest minority mortgage agency in the country. We are here to serve lenders, agents, and communities alike. We believe in the power of property and the positive impact we bring to the most disadvantaged co
  • City Wide Mortgage Limited Liability Company
  • 2035 Gallows Road, Vienna, VA, 22182
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gottara Mortgage
  • 1453 Carrington Ridge Lane, Vienna, VA, 22182
  • Gottara have truly modernized the loan process. Almost everything you need to do as our customer can be done on your phone. We also use the latest digital mortgage technology to be able to process and close loans for a fraction of the cost of our competitors and Our customers love our low rates, superlative service.
  • Capital Residential Mortgage LLC
  • 8500 Leesburg Pike, Suite 510, Vienna, VA, 22182
  • We at Capital Residential Mortgage have helped thousands of clients in the Washington DC Metro area achieve their homeownership or refinancing goals. We have handled more $100 million in mortgages. We promise to make your mortgage process easy and enjoyable. We’ll work with you to consider your loan options and pick the perfect product
  • Mortgagevisa LLC
  • 2181 Chain Bridge Road, Vienna, VA, 22182
  • MortgageVisa is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Today's Mortgage Inc
  • 1964 Gallows Road, Suite 320, Vienna, VA, 22182
  • Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.