FHA VS Conventional loan in Wheeling, Cook County, Illinois

In 2026, the conventional loan limit for Wheeling, within the county of Cook, IL, is set at $726,200, while the FHA limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, compare current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. Our advanced calculator displays Conforming Conventional alongside USDA, FHA, and VA loans to help you select the best option in IL for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Wheeling, Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The table is relevant to the following zip codes: 60090

Options for Conventional and FHA Loans in Wheeling, IL

Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan offers. Begin with one of three paths to discover programs and matching lenders suited to your needs.

Lendersa's loan request and matching results overview


  • Pinnacle Mortgage Corp
  • 835 Hanover St, Unit 301, Manchester, NH, 03104
  • The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Navigant Credit Union
  • 1005 Douglas Pike, Smithfield, RI, 02917
  • From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving.
    Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.

  • TAHARRKA ENTERPRISES LLC
  • 5001 COLUMBIA ST, NEW ORLEANS, LA, 70126
  • In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business.
    We offer creative financing for all industries and verticals and everything is negotiable.
    Amounts starting at $1M - $1B.

  • Eureka Homestead Loan Office
  • 720 Harrison Ave, Suite A, New Orleans, LA, 70124
  • Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation

  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.

    Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • Silverstar Capital llc
  • 609 Metairie rd #8252, Metairie, LA, 70005
  • Our expertise lies in unlocking funding for a broad spectrum of real estate opportunities, from bustling commercial properties to tranquil residential spaces. We provide financial solutions tailored to each unique investment. With our support, navigating the complexities of real estate funding becomes effortless, allowing you to expand your portfol

  • DSM Lending LLC
  • 671 Rosa Ave, Suite 216, Metairie, LA, 70005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.

  • Geismar Complex Federal Credit Union
  • 35294 Highway 30, Geismar, LA, 70734
  • Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.

  • Wymar Federal Credit Union
  • 37269 Hwy 30, Geismar, LA, 70734
  • Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.