FHA VS Conventional loan programs in Wheeling, Cook County, Illinois

In 2026, the conventional loan limit for Wheeling, within the county of Cook, IL, is set at $726,200, while the FHA limit for a single-family residence is $472,030.

With the Lendersa® Conventional loan calculator, compare current rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required for qualification. Our advanced calculator displays Conforming Conventional alongside USDA, FHA, and VA loans to help you select the best option in IL for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Wheeling, Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The table is relevant to the following zip codes: 60090

Options for Conventional and FHA Loans in Wheeling, IL

Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan offers. Begin with one of three paths to discover programs and matching lenders suited to your needs.

Lendersa's loan request and matching results overview


Wheeling Lenders

  • Village Bank & Trust, National Association
  • 234 W Northwest Hwy, Arlington Heights, IL, 60004
  • Lends in Illinois
  • Village Bank & Trust offers banking solutions tailored to our customers, their needs, & our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events. We believe a bank should be a true asset the area it serves.

  • Metro Federal Credit Union
  • 2440 E Rand Road, Arlington Heights, IL, 60004
  • Lends in Illinois
  • METRO Federal Credit Union has provided financial services for almost 50 years. We were organized in 1973 by municipal employees who wanted financial services at lower costs than those supplied by banks or other savings institutions.

    As a community credit union, we serve portions of Cook, DuPage, Lake, and McHenry counties, in addition

  • Innovative Mortgage Inc
  • 2001 E Fremont Ct, Arlington Heights, IL, 60004
  • Lends in Illinois
  • Innovative Mortgage Inc boosts your home-buying journey with top tier mortgage solutions, enhancing dreams with personalized services that suit every client's needs.

    Provide us with a few simple details and we’ll match you with a personal home financing specialist to help you on your home journey.

  • One Republic Mortgage
  • 725 E.Dundee Rd, Suite 201, Arlington Heights, IL, 60004
  • Lends in Illinois
  • One Republic Mortgage Inc. was founded in 2008 as a broker of residential home loan purchases and refinances. But after the dramatic environmental shift the financial and real-estate sectors endured in recent history, we determined that we could better serve the community by converting into a lender.

  • INSIGNIA Financial Services, LLC
  • 1020 Milwaukee Avenue, Deerfield, IL, 60015
  • Lends in Illinois
  • INSIGNIA Financial Services LLC is a non-bank lender and capital markets advisory firm. We provide access to a broad array of debt and equity capital for real estate investments in all markets, nationwide and Our lending and debt placement process enables savvy real estate investors, entrepreneurs and business owners to seize opportunity

  • Discover Financial Services
  • 2500 Lake Cook Rd, Deerfield, IL, 60015
  • Lends in Illinois
  • Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.The Discover Network provides card acceptance at millions of businesses and cash access locations.

  • Wool Finance Partners, LLC
  • 1121 Lake Cook Road, Suite L, Deerfield, IL, 60015
  • Lends in Illinois
  • Wool Finance Partners, LLC is active in the placement of debt and equity for institutional quality office, retail, industrial, healthcare, hospitality and multifamily properties. Our approach is relationship-oriented, seeking to build upon an impressive client base of developers and lenders.

  • Prism Mortgage
  • 770 Lake Cook Road, Suite 145, Deerfield, IL, 60015
  • Lends in Illinois
  • Prism Mortgage has 30 years of experience in the residential and commercial real-estate industry. Prism Mortgage LLC, Chicago's leading group of financial advisors here to serve your entire mortgage lending needs. Strict, new federal and state regulations have imposed dramatic changes upon the mortgage lending process.

  • Cambridge Lending Group Inc
  • 1020 Milwaukee Avenue, Suite 232, Deerfield, IL, 60015
  • Lends in Illinois
  • Cambridge Lending Group has established itself as a trusted resource and respected mortgage leader in the Chicago’s North Shore community. we have helped thousands of clients find the optimal mortgage plan tailored to their needs, and provided successful solutions for those who have previously been turned down by other lenders.