FHA VS Conventional loan programs in Aurora, Kane County, Illinois
For 2026, the conventional loan limit within Aurora, Kane county, IL, is $726,200. By contrast, the FHA loan cap for a single-family home is set at $472,030.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA side by side to help you choose the best program for your financial needs in IL.
2026 loan limits and down-payment requirements in Aurora, Kane, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 60506
Explore Conventional and FHA loan options in Aurora, IL
Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting pathways leading to matched lenders and their programs.
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