FHA VS Conventional loan programs in 2026 for Batavia, Kane County, Illinois

As of 2026, the conventional loan limit in the city of Batavia, within Kane County, IL, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Try the Lendersa® Conventional loan calculator to easily compare the top current rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, financial reserves, and documents needed for qualification. Our detailed mortgage calculator provides a direct comparison of Conforming Conventional loans, USDA, FHA, and VA to aid you in selecting the optimal program in IL for your financial scenario.

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Review loan limits and down payment criteria for 2026 in Batavia, Kane County, IL

Loan Variety Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 60539

Conventional and FHA loan choices in Batavia, IL

The goal at Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you, quickly and seamlessly. Begin by choosing any of the three approaches that lead to appropriate lenders and suitable loan programs.

See USDA loan requests and matching results with Lendersa


Batavia Lenders

  • Initial Mortgage, Inc.
  • 108 1st St, Suite 1, Batavia, IL, 60510
  • Lends in Illinois
  • The Initial Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • The State Bank of Geneva
  • 22 South Fourth Street, Geneva, IL, 60134
  • Lends in Illinois
  • The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.

  • Premier Financial Services Inc
  • 206 1/2 West State Street, Suite 202, Geneva, IL, 60134
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Cosmopolitan Mortgage Inc
  • 410 East State Street, Suite B, Geneva, IL, 60134
  • Lends in Illinois
  • First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.

  • Capital Financial Group
  • 2471 W. Sullivan Road, Aurora, IL, 60506
  • Lends in Illinois
  • Our mission is to deliver excellent service and provide you with an extraordinary experience. At Capital Financial Group, a Division of First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995.

  • Fox Valley Credit Union
  • 575 North Broadway, Aurora, IL, 60505
  • Lends in Illinois
  • Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe.

    FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.

  • Compass Mortgage Inc
  • 27755 Diehl Rd Suite 100, Warrenville, IL, 60555
  • Lends in Illinois
  • Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.

  • The Hill Mortgage Company
  • 75 Executive Drive, Suite 117, Aurora, IL, 60504
  • Lends in Illinois
  • The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.

  • Shamrock Mortgage Inc
  • 1723 Simms Street, Suite 201, Aurora, IL, 60504
  • Lends in Illinois
  • Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.