FHA VS Conventional loan in Montgomery, Kane County, Illinois

In 2026, the limit for Conventional loans in Montgomery, within the county of Kane, IL, is set at $726,200. Meanwhile, the limit for FHA loans on single-family homes is $472,030.

Lendersa offers today's Conventional loan rates
Image for loan calculator comparison

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents required to qualify. With our comprehensive mortgage calculator, you can view the Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best program in IL for your specific financial situation.

Compare loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Montgomery, Kane, IL

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of comparisons is relevant for the zip codes: 60538

Explore Conventional and FHA Loan Opportunities in Montgomery, IL

Lendersa® is committed to finding you the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three pathways that will connect you with appropriate lenders and loan options.

  1. Submit a comprehensive request with Conventional/USDA/FHA loan optimization
  2. Determine Conventional, USDA, and FHA rates and terms initially
  3. Examine the most extensive database of Conventional lenders
USDA loan request and matching results by Lendersa



  • Pacific West Mortgage Fund
  • 1971 West 190th Street, Suite 200, Torrance, CA, 90504

  • "We are a pooled mortgage fund of nearly 100 investors with total portfolio value that fluctuates between $27-32 million and growing.

    For brokers and potential borrowers:
    -Business purpose loans only on most property types.
    -Our primary area is Southern CA but will consider loans in any major market etc.."

  • University Credit Union
  • 1500 S Sepulveda Blvd, Los Angeles, CA, 90025

  • University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference.

    We keep our members’ best interests at the forefront of everything we do.

  • Ideal Financial, Inc.
  • 12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025

  • Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.

  • Sunset Lending & Realty
  • 11601 Wilshire Boulevard, Suite 500, Los Angeles, CA, 90025

  • The Sunset Lending & Realty team focuses on providing the service value of a boutique firm with the speed and efficiency of the biggest banks. Our value comes from masterclass experts in mortgage loans and residential real estate that work together to provide the greatest value to California homeowners.

  • Priority One Mortgage
  • 12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025

  • Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.

  • JDM Funding Corporation
  • 11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025

  • JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.

  • MCP Mortgage Capital Partners
  • 12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025

  • Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.

  • Wilshire Quinn Capital
  • 11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025

  • Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste


  • iBorrow
  • 12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025

  • iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.

  • Rodeo Capital
  • 11601 Wilshire Boulevard Suite 2410, LOS ANGELES, CA, 90025

  • Rodeo Lending is a direct lender specializing in commercial real estate bridge loans nationwide. Rodeo Lending is dedicated to providing alternative financing options to those that dont fit into the conventional lending system.With creativity & experience, we are confident that we can accommodate most financing needs through a personal relationship

  • Mortgage Help Los Angeles
  • 11901 Santa Monica Blvd Suite 110, Los Angeles, CA, 90025

  • "Bill has substantial experience handling jumbo loans($750,000 – $6,000,000), for both residential and commercial properties, as well as the many, related complex issues. Bill vast resources assure you of finding the best possible rates and terms
    Alternative Documentation Loans
    Low Credit Score
    Refinancing Mortgages
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

Copyright © 2026 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA