FHA VS Conventional loan programs in 2025 for Geneva, Kane County, Illinois
As of 2025, the limit for a conventional loan in Geneva, within the boundaries of Kane county, IL, is pegged at $726,200. Meanwhile, the limit for an FHA loan for a single-family residence is established at $472,030. These limits are crucial for understanding the financing options available.
Leverage the Lendersa® Conventional loan calculator to juxtapose today's best rates across Conventional, FHA, and USDA loans. This tool helps ascertain the income, credit scores, reserves, and documentation necessary to secure a loan. By using our state-of-the-art mortgage calculator, you can evaluate Conforming Conventional, USDA, FHA, and VA loans concurrently, aiding your decision on the most suitable program in IL for your financial scenario.
Loan limits and down payment necessities for 2025 in Geneva, found in Kane county, IL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comprehensive comparison table is applicable to the following ZIP codes: 60134
Available Conventional and FHA loan alternatives in Geneva, IL
The primary mission of Lendersa® is to help you secure the most favorable Conventional, USDA, or FHA loan with speed and ease. We offer you three unique starting points, each designed to connect you with pertinent lenders and loan programs.
InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
28720 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
Mortgage Mavens has been committed to helping you achieve that dream since 1994. Working with lenders from across the financial world, we're here to meet your individual needs. We make the process of getting a mortgage simple and straightforward by offering state-of-the-art financial tools to help you make sound financial choices.
28310 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
We are a United Wholsale Mortgage partner so that we may help provide financing that the Banks find too challanging.Also many sellers employ Revers Mortgages to reduce expenses when retired or for the tax benefits.Many Buyers have equity in their homes that permits them to do cash out refis, reducing payment to almost a third of what a regular bank
Buywiser's mission is to serve our customers with honesty, integrity, and competence. Our team's goals are to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
28632 Roadside Drive, Suite 130, Agoura Hills, CA, 91301
Premier Funding has been helping homeowners streamline the process of real estate financing to ensure fast, efficient and price competitive closing. We use the latest technology to process applications.
Throughout the process we will answers questions and keep you informed of the progress of your loan
30423 Canwood Street, Suite 227, Agoura Hills, CA, 91301
Integrity First Mortgage Solutions (IFMS) brings over two decades of lending experience. The owner and Founder of IFMS, Lee Appleby, enjoys a reputation as one of the premier Mortgage Experts in the nation, and is sought out by real estate professionals, other mortgage professionals and business and financial advisors to secure optimal mortgage.
26901 Agoura Road, Suite 180, Agoura Hills, CA, 91301
Partners Capital Solutions is operated by a team of highly experienced real estate professionals with long and successful track records in lending, development, and property management. We’re leveraging technology and building on our proven success to bring new and innovative products to our borrowers and investors.
Finance of America Mortgage is a dedicated team of experienced mortgage and reverse mortgage professionals with close to 100 years of combined knowledge and over billions of funded loans helping our clients meet their home ownership goals and leveraging the equity they have earned over the decades of home ownership.
26901 Agoura Road Suite 180, Agoura Hills, CA, 91301
OneSource by PCS is an online real estate finance marketplace. Borrowers have access to lower interest rate loans through a quick and simple online or mobile application. Investors have the ability to invest in a diverse range of investment products backed by real estate assets. Our goal is stress-free closing without the headaches and delays assoc
