FHA VS Conventional loan programs in 2026 for Beardstown, Cass County, Illinois

For the year 2026, in Beardstown, located in Cass county, IL, the conventional loan limit stands at $726,200, while the FHA counterpart is $472,030 for a single-family residence.

Leverage the Lendersa® Conventional loan calculator to evaluate current rates, comparing Conventional, FHA, and USDA options for the best fit. Determine the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, examine Conforming Conventional, USDA, FHA, and VA loans side by side to find the optimal program for your financial situation in IL.

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Loan Limits and Down Payment Requirements for 2026 in Beardstown, Cass, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to the following zip codes: 62618

Discover Conventional and FHA Loan Options in Beardstown, IL

Lendersa® is committed to efficiently obtaining the best possible Conventional, USDA, or FHA loan for you without the hassle. Choose from one of three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request matching results


  • ROYAS Realty
  • 23371 Mulholland Drive, Unit 341, Woodland Hills, CA, 91364
  • ROYAS Realty takes a different approach to real estate that is built on effective negotiation, Integrity, win-win deals and positive results. We work diligently and effectively to find properties for our buyer clients and sellers can expect clear, effective negotiation, and discreet, professional marketing for their home.

  • Loan America
  • 23293 Ventura Boulevard, Woodland Hills, CA, 91364
  • Our goal has been to provide consumers with the knowledge and resources necessary to find the best offers to fit their needs, regardless of a credit score. Our staff continuously monitors the market to bring consumers the best offers available, and we post the best offers daily on this page.

  • Universal Capital Mortgage Corporation
  • 21241 Ventura Blvd, Suite 260, Woodland Hills, CA, 91364
  • Universal Capital Mortgage Corp specializes in originating mortgage loans for California residential property. They specialzie in Conventional, FHA, VA, Jumbo loans, Non Warrantable Condo Financin Divorce Situations, and Alternate Doc loans. As a mortgage broker in Los Angeles for 20 years, Don is a true mortgage expert and a trusted advisor.

  • Ge-Ke Financial Group Incorporated
  • 19946 44228 Ventura Blvd., Woodland Hills, CA, 91364
  • GE-KE Financial Group, Inc. was founded in February of 1995. Since then, we have been dedicated to helping people manage their financial affairs. Purchasing, financing and insuring their dream properties. As well insuring their cars, life. health .We are and we will be always here even if you just need advice.

  • Lendevity, LLC
  • 21031 Ventura Blvd, Suite 512, Woodland Hills, CA, 91364
  • Lendevity is your trustworthy and long-term ally in your home buying and refinancing needs. We are committed to help you find the most suitable financing options based on your situation.We earn your trust by keeping the entire process simple and easy to understand with transparent communication and fee structures.

  • CityPro Financial
  • 21224 Ventura Boulevard, Woodland Hills, CA, 91364
  • CityPro Financial was founded with a commitment to offering our clients the best mortgage programs with today's most competitive rates.CityPro is helping families find ways to accomplish their home ownership needs, whether buying a first home or refinancing their current loan. With many different programs available today.

  • BEC INVESTMENTS INC
  • 19730 Ventura Boluevard, Suite 6, Woodland Hills, CA, 91364
  • BEC Investments Inc is located in Woodland Hills, Los Angeles, and was founded in 2005. At this location, BEC Investments Inc employs approximately 2 people. This business is working in the following industry: Finance other. Annual sales for BEC Investments Inc are around USD 194, 276.00.

  • Harmony Home Loans
  • 21777 Ventura Blvd, Suite 252, Woodland Hills, CA, 91364
  • We believe the world deserves a Better Mortgage Experience, and Real Estate Agents deserve A Better Lending Partner. A lender with the work ethic and creativity to keep promises and close on time; working in Harmony with all entities to create a world class experience, with no drama.

  • All Seasons Mortgage
  • 15 SW Colorado Ave, Bend, OR, 97702
  • This family owned & operated local business has over 30 years helping families in central Oregon find the best available loan products. John is both the owner of All Seasons Mortgage and a Loan Originator. John purchased All Seasons Mortgage from a local family in 1990. His mission has always been to provide stellar service to his clients.

  • Mid Oregon Lending
  • 360 SW Bond St, Suite 410, Bend, OR, 97702
  • Mid Oregon Lending represents dozens of wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies

  • Cascade Mortgage Co
  • 19717 Mount Bachelor Dr, Suite 258, Bend, OR, 97702
  • Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.