For the year 2026, in Beardstown, located in Cass county, IL, the conventional loan limit stands at $726,200, while the FHA counterpart is $472,030 for a single-family residence.
Leverage the Lendersa® Conventional loan calculator to evaluate current rates, comparing Conventional, FHA, and USDA options for the best fit. Determine the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, examine Conforming Conventional, USDA, FHA, and VA loans side by side to find the optimal program for your financial situation in IL.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The table applies to the following zip codes: 62618
Lendersa® is committed to efficiently obtaining the best possible Conventional, USDA, or FHA loan for you without the hassle. Choose from one of three pathways to connect with matching lenders and loan programs.
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