FHA VS Conventional loan in Beardstown, Cass County, Illinois
For the year 2026, in Beardstown, located in Cass county, IL, the conventional loan limit stands at $726,200, while the FHA counterpart is $472,030 for a single-family residence.
Leverage the Lendersa® Conventional loan calculator to evaluate current rates, comparing Conventional, FHA, and USDA options for the best fit. Determine the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, examine Conforming Conventional, USDA, FHA, and VA loans side by side to find the optimal program for your financial situation in IL.
Loan Limits and Down Payment Requirements for 2026 in Beardstown, Cass, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table applies to the following zip codes: 62618
Discover Conventional and FHA Loan Options in Beardstown, IL
Lendersa® is committed to efficiently obtaining the best possible Conventional, USDA, or FHA loan for you without the hassle. Choose from one of three pathways to connect with matching lenders and loan programs.
The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
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