FHA VS Conventional loan programs in Bloomington, McLean County, Illinois

In 2025, Convetional loan limit in Bloomington, county of McLean, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bloomington, county of McLean, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 61701, 61705, 61704, 61709, 61710, 61791

Conventional and FHA loan options in Bloomington, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Multi Home Loans LLC
  • 6735 Conroy Road, 2nd Floor, Suite 219, Orlando, FL, 32835
  • At Multi Home Loans, LLC we educate and empower people to make smart financial decisions with their mortgage in order to build wealth, having amazing rates and low costs! We are not your average mortgage broker, we provide our clients with an unmatched level of product, price and service will always remain our top priority.
  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.
  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
  • Norwood Bank
  • 11 Central Street, Norwood, MA, 02062
  • Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.
  • Lighthouse Funding Group
  • 661 Washington Street, Suite 209, Norwood, MA, 02062
  • Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.
  • HNB Mortgage
  • 2101 West Wadley, Suite 36, Midland, TX, 79705
  • Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
  • Mortgages Inc
  • 181 Wells Avenue, Newton Center, MA, 02459
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a big commitment in buying a home, refinancing your mortgage, or cashing out your home’s equity. Therefore we make a commitment to you.
  • Weston Loan Group LLC
  • 1087 Beacon, Suite 202, Newton Center, MA, 02459
  • "Founded in 2005, the key to our success has been a combination of consistently offering the lowest possible mortgage rates and above all providing outstanding customer service. We take pride in treating our clients with honesty, integrity and transparency. We want to get to know you so that one of our seasoned loan officers can offer"
  • IND Mortgage LLC
  • 233 Needham Street, Suite 300, Newton Center, MA, 02459
  • IND Mortgage is a boutique broker committed to helping borrowers secure a loan: for residential, investment, commercial or small business. Whether you are a buying or refinancing, consolidating debt, or investing in real estate, our experienced team is dedicated to help you accomplish your personal and business goals.