Explore the differences! FHA VS Conventional loan programs in Bloomington, McLean County, Illinois

For 2025, in Bloomington, within the county of McLean, IL, the conventional loan limit is set to $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to examine today's best rates across Conventional, FHA, and USDA loans. Determine required income, credit score, reserves, and documentation for qualification. Our advanced mortgage tool allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the ideal program in IL for your financial situation.

Compare offers from 100 lenders

Loan Limits and Down Payments for 2025 in Bloomington, McLean, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons are relevant for zip codes: 61701, 61705, 61704, 61709, 61710, 61791

Options for Conventional and FHA Loans in Bloomington, IL

The aim of Lendersa® is to swiftly offer you the most suitable Conventional, USDA, or FHA loan without hassle. Choose one of three starting scenarios to match with lenders and loan programs.

Lendersa's USDA loan request process and results


  • Popish Mortgage Group
  • 12365 Huron St, Suite 1800, Denver, CO, 80234
  • Popish Mortgage Group has been helping people achieve their dreams of homeownership since 2009. We specialize in first time home buyers but are highly experienced with all types of buyers. Whether you're looking for a conventional loan, VA loan, Jumbo or even a home renovation loan, Popish Mortgage Group is your trusted Colorado mortgage lender.
  • Pathway Home Lending Inc
  • 1499 West 120th Avenue, Suite 110, Westminster, CO, 80234
  • Pathway Home Lending is a Mortgage Brokerage that helps families achieve the dream of homeownership! Finding a great mortgage can be stressful and time-consuming. At Pathway Home Lending, finding the right mortgage for you is what we do. We know which lenders have the best rates to fit your needs
  • 5280 Loans Inc
  • 1120 West 122nd Avenue, Suite 106, Westminster, CO, 80234
  • The mortgage world is constantly evolving and we will help you navigate these uncharted waters. We have a commitment to tailor the best mortgage to meet your objectives and pride ourselves on honesty, transparency, and flawless execution. We are the Mile High City’s Low Cost Lender. Let us start helping you today.
  • Peak Mortgage Solutions
  • 11609 Shoshone Way, Westminster, CO, 80234
  • At Peak Mortgage Solutions, where we specialize in residential mortgages. At Peak Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Aventa Credit Union_Pueblo
  • 2735 Dublin Boulevard, Colorado Springs, CO, 80918
  • Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
  • StrongTower Mortgage
  • 5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
  • Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
  • Monumental Mortgage LLC
  • 1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Colorado Home Mortgage & Financial Ltd
  • 5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918
  • Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING! Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
  • Integrity Mortgage & Financial Inc.
  • 5528 Library Ln, Colorado Springs, CO, 80918
  • Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products